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This episode of the Data Sharing Podcast is about data ethics, trust in data and AI, and accessibility in an increasingly digital society. Host Hidde Koning talks to Roel ter Brugge, director of Ockto. With more than 25 years of experience in digitalization and data, Roel shares his vision on the apparent tension between fraud prevention and privacy. But we also discuss legislation: does legislation actually slow down or does it also help digitalization in the financial sector? Accessibility is also discussed. Roel emphasizes that digitalization should not lead to the exclusion of, for example, older people because they happen to be digitally incompetent. He suggests how companies can prevent this from happening. Finally, the conversation makes clear how European legislation such as eIDAS and PSD2 help Ockto to develop new services that benefit both consumers and financial institutions. Topics covered • The balance between fraud prevention and privacy • The role of legislation in digitalization • Consumer trust in established parties versus innovative start-ups • Automation and AI in decision-making processes • Accessibility of digital services and preventing exclusion • The importance of human oversight in automated processes • The impact of European legislation on digital innovation Roel ter Brugge: / roelterbrugge Hidde Koning: / hiddekoning Want to stay informed? Listen to our podcast: https://www.buzzsprout.com/2332064 Follow us on LinkedIn: / ocktobv Subscribe to our YouTube channel: • Data Sharing Podcast Digital onboa... Visit our website: https://ockto.eu/