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In this episode, we break down the key trends shaping the housing finance landscape in Canada. Our Deputy Chief Economist, Tania Bourassa-Ochoa, shares key findings from the report: Rising mortgage arrears rates – The arrears rate reached 0.19% in Q2 2024. We discuss why this trend is likely to continue and what it means for lenders and homeowners. Mortgage debt at $2.2 trillion – This represents a 3.5% increase year-over-year. We examine the factors driving this growth and its potential impact on the housing market. Changing borrower behaviour – Why are borrowers moving away from the traditional 5-year fixed-rate mortgage? We examine the reasons behind the surge in mortgages for shorter terms. Join us for an in-depth look at these topics and more. We cover the topics that matter most to policymakers, lenders and homeowners. LINKS: Check out the full report: https://www.cmhc-schl.gc.ca/professio... Residential Mortgage Industry Data Dashboard: https://www.cmhc-schl.gc.ca/professio... Spotify: https://open.spotify.com/show/1wf6F3n... Apple Podcast: https://podcasts.apple.com/us/podcast... Amazon Music: https://music.amazon.com/podcasts/bfc... X: / schl_ca Instagram: / cmhc_schl LinkedIn: / canada-mortgage-and-housing-corporation YouTube: / schlca CMHC Housing Updates: schl.ca/housingnews Don’t forget to like, subscribe and turn on alerts to stay up to date on Under Our Roof episodes!