*This video contains advertisements and promotions, and the links in the description section contain affiliate links. [Appraisal sites introduced in the video] ◆ Japan's largest sales appraisal site "Ieuru" https://www.rentracks.jp/adx/r.html?i... ・Appraisal requests can be completed online (completely free) ・Up to 6 companies can be quoted at the same time (selected from 2,300 companies nationwide) ・Supports 47 prefectures ・More than 20,000 monthly users <How to appraise> ① If you want to request a real appraisal from a real estate company ⇒ Select "I want to sell real estate" or "I want to look at the price and consider selling real estate" ② If you want to get an estimate with AI appraisal ⇒ Select "I just want to know the asset value of the real estate, I don't want to sell it" ▼ Online community "Liberal City" https://liberaluni.com/community ★Liberal University has become a book! Amazon https://amzn.to/2VztyaF Rakuten https://books.rakuten.co.jp/rb/16310040/ --------------------------------------- 00:00 intro 00:18 Today's topic: "Rising age for paying off mortgages: average age 73, screening leaves pension life unstable" 01:03 The latest housing loan situation01:26 Background to the rise in the age at which mortgages are expected to be paid off01:30 1. Age at the time of borrowing has increased02:11 2. Loan amounts have increased04:35 3. Repayment periods have become longer05:36 Paying off at 73, what's so bad about it? 05:49 ① The collapse of lifetime employment and seniority-based systems 06:11 ② Stagnant annual take-home pay 06:35 ③ Reduction in retirement benefits 07:32 Measures to avoid bankruptcy = "Keep your net worth in the black at all times" 09:00 └ How to make your net worth positive 10:42 └ What happens when you are forced to sell 12:16 Home selling appraisal site "Ieuru" 13:56 Summary: Keep your net worth in the black at all times! This is an explanation. [Liberty Blog] [Unexpectedly 73 years old] The age at which I plan to pay off my mortgage is insane! Explaining measures to avoid bankruptcy due to loans https://liberaluni.com/loan-repayment [Related materials] "Average age at which people pay off their mortgages rises to 73 years old" (Nikkei Shimbun) https://www.nikkei.com/article/DGKKZO... "What is the average age at which people get married?" (Omotenashi Bridal) https://omotenashi-wedding.com/staff-... "Mortgage interest rate comparison" (Kakaku.com) https://kakaku.com/housing-loan/rate/ "Toyota decides to abolish uniform regular salary increases, accepted by labor union" (Nikkei Shimbun) https://www.nikkei.com/article/DGXMZO... "Disposable income" (Image material on Twitter) / 1312131793072525314 "The actual state of payment of retirement benefits (lump sums and pensions)" (Ministry of Health, Labor and Welfare) https://www.mhlw.go.jp/toukei/itiran/... "Yu-Gi-Oh!" (KONAMI) https://www.yugioh-card.com/japan/ "Common patterns of mortgage defaults and their reasons. Methods for avoiding foreclosures and countermeasures explained" (Log Renovation) https://bit.ly/3dIomtP [Related videos] Episode 17 How to buy your own home cheaply [Real estate investment] • Episode 17 How to buy your own home cheaply [Real estate investment] Episode 160 [The seniority system is collapsing in Japan] It's people in their 30s who will suffer the biggest losses!? A scary time if you don't take precautions [Money studies, beginner's edition] • Episode 160 [The seniority system is collapsing in Japan] It's people in their 30s who will suffer the biggest losses!? A scary time if you don't take precautions... Episode 48 The collapse of lifetime employment! Three reasons why layoffs are on the rise and how to deal with them [Life philosophy] • Episode 48 The collapse of lifetime employment! Three reasons why layoffs are on the rise and how to deal with them [Life philosophy] Episode 15 Do you really need your own home? [Money studies, beginner's edition] • Episode 15 Do you really need your own home? [Studying about money, beginner's edition] ---------------------------------------- ▼MindMeister, a video material creation tool https://www.mindmeister.com/?r=571381 ---------------------------------------- ▼List of Liberal Uni's recommended services https://liberaluni.com/recommended-se... ▼List of Liberal Uni's recommended books https://liberaluni.com/recommended-books ---------------------------------------- ◆twitter / freelife_blog ◆Instagram / freelife_blog ◆Official LINE accounts of both presidents https://lin.ee/gsTRDUv ◆Official blog https://liberaluni.com/ ---------------------------------------- ~ Check out the videos in this list first ~ Studying about money, beginner's edition - start here if you're new to this - • 💵Studying about money - beginner's edition - start here if you're new to this ---------------------------------------- ~ Five skills necessary to become rich ~ [Saving] - Develop the ability to reduce spending • 💰 Saving - Develop the ability to reduce spending - [Earning] - Develop the ability to increase your income - • 💵 Earn - Develop the ability to increase your income - [Increase] - Develop the ability to increase your assets - • 💪 Increase - Develop the ability to increase your assets - [Protect] - Develop the ability to not decrease your assets - • 🛡 Protect - Develop the ability to not decrease your assets - [Spend] - Develop the ability to spend money on things that increase your satisfaction - • 💵 Spend - How to use money wisely - ---------------------------------------- ◆ President's profile ・Started a business when he was in high school, and has over 20 years of entrepreneurial experience. ・He has now achieved financial freedom and started disseminating "money knowledge" to his friends on YouTube and SNS. ▼For more information, please see the related videos in the President's profile ・The result of buying "money trees" for over 10 years [For some reason, no one does it] [Life philosophy] • The result of buying "money trees" for over 10 years [For some reason, no one does it] [Life philosophy]:... ・No. 70 [Which is the most important thing? 】Money, skills, morals, love. A CEO's story of missing one thing [Life philosophy] • Episode 70 [Which is the most important thing?] Money, skills, morals, love. A CEO missing one thing... ・Episode 8 How the president earned money as a student [Earning money, practical edition] • Episode 8 How the president earned money as a student [Earning money, practical edition] ▼Please send your opinions and questions to the president here: https://forms.gle/LcZ4cJGb9ii3VaWL6 *As an Amazon associate, Ryogakucho Liberal Arts University earns income from qualified sales. ---------------------------------------- #Ryogakucho#LiberalUniversity#LiberalArtsUniversity#Money#Anime