Mizuho Bank ATMs and other ATMs will increase their transfer fees from the 14th. What can you do to reduce your expenses? ■Bank transfer fees to 990 yen The reason for the rush to increase prices... Caster Takahiro Inoue: In the midst of the heyday of internet banking, we have compiled a list of transfer fees for each bank. [Bank transfer fees (for transfers over 30,000 yen)] ● Mitsubishi UFJ Bank counter (other bank) 990 yen ATM (other bank) cash 880 yen / cash card 275 yen ● Sumitomo Mitsui Bank counter (other bank) 990 yen ATM (other bank) cash 880 yen / cash card 275 yen ● Mizuho Bank (revised on January 14th) Counter (other bank) 990 yen (880 yen before revision) ATM (other bank) cash 880 yen (550 yen before revision) / cash card 330 yen According to Mizuho Bank, the reasons for the price increase include ▼The advancement of cashless transactions ▼The need for funds to prevent fraud and money laundering. Furthermore, according to financial planner Nanako Tsukagoshi, "It is difficult to make a profit even if you lend money at a low interest rate. Due to a shortage of staff, (customers) are not coming to the counter," and the idea is to improve the profit structure by raising prices. This is where Internet banking comes in. [Internet banking fees (for amounts over 30,000 yen)] ●Mitsubishi UFJ Bank: Free with accompanying bank / 220 yen with other banks●Sumitomo Mitsui Banking Corporation: Free with accompanying bank / 220 yen with other banks●Mizuho Bank (revised on January 14th): Free with accompanying bank / 110 yen with other banks (320 yen before revision) *Some services may be freeCaster Chiaki Horan: Sometimes you have to go to a bank counter. It's tough to have to pay a fee of nearly 1,000 yen there. Former Japanese national competitive swimmer Takeshi Matsuda: When you look at the money you've transferred and the transfer fee in your online bankbook, you'll probably think it's annoying to have to pay a fee every time. It all adds up...Caster Horan: If you transfer 10 times, the fee will be nearly 10,000 yen. Former Japanese national competitive swimmer Takeshi Matsuda: On the other hand, if you look around the station, bank branches are disappearing one after another. I feel it's quite tough to maintain counter services as before. Caster Inoue: Will the concept of a "bank branch" disappear? It is said that the maintenance costs for even one ATM are about 300,000 yen per month. Considering that, I feel that it is inevitable. ■Do you use online banking? "I feel like my information will be sucked out..." What people are saying about internet banking... "I use it quite a bit." "I switched to an online bank because the fees are cheap (woman in her 70s)." "The internet is here now. I do everything at home (woman in her 60s)." On the other hand, there are also opinions like this... "I don't use it. It's a hassle (woman in her 70s)." "I don't really trust internet banking. I don't really understand it (man in his 70s)." "I've never used it at all. I feel like my information will be sucked out... it's a bit scary. I feel like when I communicate with you, it might be read somewhere. Don't you feel that way? (woman in her 50s)" When the program investigated, the usage rate of internet banking was 16 out of 31 people. People in their 70s... "I don't trust the internet. I won't use it in the future." "I'd rather pay the fees, even if they're expensive, than make a mistake." "My daughter made it for me, but I've never used it. I want to learn." There were also voices like this. Holan Caster: "I'm scared because my information will be collected"... It's certainly natural to be scared of new things. Former Japanese national swimming team member Matsuda Takeshi: It was the same with the My Number system. However, Japan's population is rapidly decreasing, so we need to mechanize and make things more convenient in order to solve the labor shortage and deal with it. I think it's better to use what you can. Newer online banks are offering low fees, so what about raising prices when megabanks have to fight against them? Do they want to attract more customers to the internet? ■ Are there any fees you can't accept? Are they really necessary? Inoue Caster: The travel site "AirTrip" conducted a survey on the fees we pay in our daily lives. [What fees are you unsatisfied with? (Survey in 2019)] 1st: ATM fees 73.9% 2nd: Mobile phone/smartphone contract administration fees 58.7% 3rd: Bank counter fees 55.9% 4th: Ticket issuing fees 51.1% 5th: Rental renewal fees 47.6% Apparently, the 5th-placed rental renewal fee is not present in all areas. ▼TBS NEWS DIG Official Website https://newsdig.tbs.co.jp/ ▼Please subscribe to our channel! / @tbsnewsdig ▼Information provided by "TBS Insiders" https://www.tbs.co.jp/news_sp/tbs-ins... ▼Video provided by "TBS Scoop Post" https://www.tbs.co.jp/news_sp/toukou... #News #news #TBS #newsdig