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TAKE ADVANTAGE OF FINCLASS' BLACK FRIDAY WITH A 50% DISCOUNT: https://finc.ly/1785351670 Hey guys, are you ready to start your intensive course on stocks? :D We couldn't be in a better time to talk about stocks. The stock market and the Brazilian economy have good prospects for the future, and, as I said in the video about debentures, the economic indicators in Brazil are getting better and better for companies. If it's true that this makes the debenture market really cool, this is also true for the stock market. But yes, I know. When the Selic rate in Brazil was higher, there didn't seem to be as much need to go into the stock market. Those who wanted to try to earn more or who were curious to learn more went. Today, that's changing a little, and even those who have little money think about and feel obligated to enter the stock market. So it's only fair that I set aside a video to help you understand how to start investing in stocks with little money, right? Hehe. Those who enter the stock market without any knowledge end up with nothing in their pockets most of the time. That's what I did, and that's exactly what happened to me. But if you don't want to start by going all in, or taking risks right away, what's the right way to start investing in stocks? Here are a few steps: Emergency Fund Yes, cousins, emergency fund. The big reality is that, contrary to what many people make it seem, the stock market is not a paradise. The first big step to understanding what investing in the stock market is is to understand that you don't invest money that you're not willing to lose or simply can't lose. If you earn R$1,000 per month, have R$100 left over, and you don't have anything saved to deal with unforeseen events, you can't invest in the stock market. That's not the right place for your money. If you do this, what will probably happen is that you will need the money, you will be forced to withdraw it, and in the end you will liquidate your stock at a loss. Therefore, if you are at the starting line, the basic thing you need to do is first invest in fixed income, in an investment with liquidity, so you can start building your emergency fund. I remind you that, in this case, it is recommended that you have the value of your monthly expenses multiplied by 12, and multiplied by 6 if you are a CLT or civil servant, okay? Stock fund Okay. So you listened to your cousin here and have already built your emergency fund. Is it time to go all in on stocks? Not exactly. There is still an option for those who want to get involved in stocks: stock funds. Indices So you say, "Okay, cousin, I've gotten past that part, what now? Am I ready to enter the stock market?" I would say yes, young padawan. But we have to take it slow. What I would say to those of you who are in this intermediate stage, and even to those who don't understand it very well but want to take a chance on the stock market, is to look closely at index funds. BOVA11, in particular, is great because it has liquidity and helps you, like other index funds, to diversify your investment, since it is made up of more than 10 different stocks from companies listed on the Bovespa. Investing in stocks properly Well, from this point on, of course, you can now think about the stock market as a whole and invest in any company you want. But, in my personal opinion, I believe that a person who truly follows a good stock portfolio is when they base their portfolio on the idea of being a partner in the companies. I don't think trading can make you rich, and for me, concepts like value investing are much more interesting than trading stocks. This doesn't mean, of course, that you can't pursue trading. But I think it's worth it, first, to buy shares in good companies that have the potential to grow, and then, once you have a well-formed portfolio in this sense, you can open yourself up to some possibilities of trying to trade. But trying to make a living from trading, for me, is a waste of time - and money. And, of course, I'm not going to rule out trading here. Later, I'll make some videos about graphic analysis techniques that are widely used for trading. All I'm saying is that, for those who are starting out, the focus shouldn't be on trading, but rather on investing in prosperous companies, okay? But who will decide which is best, in the end, is you.