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By the end of 2022, the number of Russians with debts to microfinance organizations exceeded 17 million people, having increased by about a quarter over the past 12 months. According to experts, every fifth able-bodied resident of the country is listed as a client of an MFO. The volume of microloans issued is constantly growing. This is happening not only due to the increase in the client base, but also due to the fact that people who are unable to repay the obligations they have already assumed take out new loans to pay off old ones. This phenomenon resembles a snowball that grows with each new movement. The heroes of this Rasstriga.doc report were clients of microfinance organizations, as well as collectors, lawyers and employees of the MFOs themselves, who talked about how they view the problem of the incessant growth of indebtedness of Russians. ==== Subscribe to the Rasstriga.doc channel to stay up to date with new reports and podcasts of the project / rasstrigadoc Subscribe to the Rasstriga channel in Telegram to stay up to date with important events https://t.me/rasstriga #rasstriga #mfo #microloans #debts #loans 00:00 What is this report about 02:06 I took 15 thousand rubles for sneakers, I had to pay back 45 04:30 Microloans online. Terms 08:05 The wonderful world of an avid borrower 11:10 How I took out more than 30 microloans 15:54 Another trap: 90% of lawyers won't help 17:57 All the phones were ringing off the hook, these are collectors 21:09 Collector's opinion 25:00 Bankruptcy of an individual - is this a way out? 26:47 Trying to get a microloan 31:35 They'll kill you, but they still won't give you the money. I haven't paid for 5 years 34:20 SVO, mobilization and debts. How is it now? 36:32 Collectors have not been banned and will not be banned. Why? 40:07 How do MFIs deceive? 45:05 Advice for those who are going to borrow or have already borrowed