*This video contains advertisements and promotions, and the links in this description section contain affiliate links. [Sites introduced in the video] Ieuru https://www.rentracks.jp/adx/r.html?i... Either type of person can be helped by answering the questions at the link above ✓ People thinking about selling their house → You can request a real appraisal from a real estate company through Ieuru ✓ People who just want to understand the asset value of their house → You can get a rough estimate using an AI appraisal provided by the Ieuru operating company * Ieuru is one of Japan's largest comprehensive sales appraisal sites ・Appraisal requests completed online (completely free) ・You can get estimates from up to 6 companies at the same time (companies selected from 1,600 companies nationwide) ・Available in all 47 prefectures ・More than 10,000 monthly users This is the perfect service for getting "comparative quotations" to sell at a price that you are satisfied with Mogecheck https://px.a8.net/svt/ejp?a8mat=2ZW7H... ・An "online mortgage service" with over 30,000 registered users ・You can borrow and refinance at the No. 1 interest rate (the cheapest interest rate of any loan that the user can borrow) (There is no fee for Mogecheck) · You can also receive support from mortgage experts "free" --------------------------------------- 00:00 intro 00:14 Today's topic: 20 frequently asked questions about mortgages explained 01:54 4 frequently asked questions about mortgages "The basics" 02:12 └① If the loan repayment amount is lower than your current rent, it's a good deal, right? 03:28 └② Interest rates are low now, so it's good to get a mortgage, right? 04:27 └③ If the bank will lend it to you, isn't it okay to borrow? 05:18 └④ How much does everyone borrow? 06:06 13 frequently asked questions about mortgages "When you think, OK, let's borrow!" 06:45 └① Which is better, a fixed or variable interest rate? 08:26 └② What is the interest rate displayed in stores? 09:33 └③ What is the appropriate loan amount? 10:27 └④Is a full loan a good idea? 11:15 └⑤How much should I put down as a down payment? 12:57 └⑥What is the appropriate loan period? 14:01 └⑦Is it better to pay back car loans, card loans, etc.? 14:52 └⑧What is an affiliated loan? 15:26 └⑨Which bank is best to borrow from? 16:16 └⑩Is it okay to apply for multiple home loans? 17:06 └⑪Which is better, "equal principal and interest repayments" or "equal principal repayments"? 18:02 └⑫Is a bonus repayment a good idea? 18:44 └⑬Is a pair loan a good idea? 19:46 3 Frequently asked questions about home loans "After borrowing" 20:02 └①Should I make early repayments? 20:50 └②If you want to make early repayments, which is better: a "reduced repayment period" or a "reduced repayment amount"? 21:35 └③What should you do if you're having trouble repaying your loan? 23:00 Summary: Don't be fooled by averages and numbers, learn the correct knowledge about home loans and use them wisely. --------------------------------------- ▼Online community "Liberity" https://site.libecity.com/ ▼Liberaluni Blog [Super Bargain] We'll answer all of the "20 Frequently Asked Questions" about home loans https://liberaluni.com/housing-loan ★Liberaluni has been published as a book! Amazon https://amzn.to/2VztyaF Rakuten https://books.rakuten.co.jp/rb/16310040/ --------------------------------------- [Books introduced in the video] "A book for people who absolutely do not want to lose money on a home loan" ▼Amazon https://af.moshimo.com/af/c/click?a_i... ▼Rakuten https://af.moshimo.com/af/c/click?a_i... [Related materials] "Prices of Used Condominiums" (Tokyo Kantei) https://www.kantei.ne.jp/report/c2021... "Reiwa 2 Housing Market Trends Survey Report - Summary of Survey Results" (Ministry of Land, Infrastructure, Transport and Tourism) https://www.mlit.go.jp/common/0014013... "Interest Rates - Home Loans" (Sumitomo Mitsui Banking Corporation) https://www.smbc.co.jp/kojin/jutaku_l... "Is equal principal repayment a loss or a gain? The difference with equal principal and interest repayments, and an example of a repayment simulation" (SUUMO) https://suumo.jp/article/oyakudachi/o... "Survey on trends in winter bonuses 2021" (Teikoku Databank) https://www.tdb.co.jp/report/watching... [Related videos] Episode 232 [Bankruptcies surge due to COVID-19] "Real examples" of people in financial difficulty due to home loans and "5 things you should not do" [Beginner's guide to money] Episode 232 [Bankruptcies surge due to COVID-19] "Real examples" of people in financial difficulty due to home loans and "5 things you should not do" ---------------------------------------- ▼Video material creation tool "MindMeister" https://www.mindmeister.com/?r=571381 ---------------------------------------- ▼List of recommended services from Liberaluni https://liberaluni.com/recommended-se... ▼List of recommended books from Liberaluni https://liberaluni.com/recommended-books ---------------------------------------- ◆twitter / freelife_blog ◆Instagram / freelife_blog ◆Official LINE account of both presidents https://lin.ee/gsTRDUv ◆Official blog https://liberaluni.com/ ---------------------------------------- ~First, check out the videos in this list~ Money studies beginner's edition -If you're new to this, start here- • 💵Money studies -Beginner's edition-If you're new to this, click here ---------------------------------------- ~Five skills necessary to become rich~ [Save] - Cultivate the ability to reduce spending • 💰 Save - Cultivate the ability to reduce spending - [Earn] - Cultivate the ability to increase income - • 💵 Earn - Cultivate the ability to increase income - [Increase] - Cultivate the ability to increase assets - • 💪 Increase - Cultivate the ability to increase assets - [Protect] - Cultivate the ability to prevent assets from decreasing - • 🛡Protect - Cultivate the ability to prevent assets from decreasing - [Spend] - Cultivate the ability to spend money on things that increase your satisfaction- • 💵 Spend - How to spend money wisely - ---------------------------------------- ◆President's profile ・Started a business when he was in high school, and has over 20 years of entrepreneurial experience. ・Now that he has achieved financial freedom, he has started sharing "financial knowledge" with his friends on YouTube and social media. ▼For more information, please see the related videos in the President's profile. [Life goals] Explaining what the President means when he says "I don't need money" • Episode 121 [Life goals] Explaining what the President means when he says "I don't need money"... The result of buying "money trees" for over 10 years [For some reason, no one does it] • The result of buying "money trees" for over 10 years [For some reason, no one does it] [Principles of life]:... [Which is the most important thing?] Money, skills, morals, love - the story of a CEO who is missing one thing • Episode 70 [Which is the most important thing? 】Money, skills, morals, love... How the president made money as a student • Part 8: How the president made money as a student [Earning money in practice] ▼Please send your opinions and questions to the president here: https://forms.gle/LcZ4cJGb9ii3VaWL6 *As an Amazon associate, Ryogakucho Liberal Arts University earns income from qualified sales. ---------------------------------------- #Ryogakucho#LiberalArtsUniversity#Money#Anime