In the coming year, the car insurance industry will change significantly. This was reported at a press conference by the Russian Union of Auto Insurers. Evgeny Ufimtsev: "2024 was a year of large increases in insurance premium collections, in payments, that is, such a dynamic year. And the main bills that were developed, they just come into force in 2025." From January 1, mandatory electronic settlement of OSAGO losses comes into force. This means that absolutely all insurance companies will be ready to accept applications for payments in electronic form. Now the client does not need to go to the office of the insurance company, stand in lines and draw up paper documents. This functionality can be found in the personal account of the policyholder on the website or in the insurer's mobile application. However, car owners, as before, will be able to compensate for losses under OSAGO in the traditional way. Also, from the very beginning of 2025, a single OSAGO policy for Russia and Belarus will come into force. Evgeny Ufimtsev: "We are starting to implement a system of a single OSAGO policy for Belarus and the Russian Federation. Under this OSAGO policy, it will be possible to make an extension by adding a simple checkbox and a small amount of money, when with the policy it will be possible to drive both on Belarusian and Russian territory." Such an additional agreement will be concluded exclusively at the request of the driver. If an accident occurs on the territory of the Republic of Belarus, and the culprit is the holder of the OSAGO agreement with an extension, the injured party will need to contact the Belarusian Bureau for further settlement of the insurance case. Another innovation will be checking the presence of OSAGO policies through State Services. This change comes into force on March 1, 2025. Evgeny Ufimtsev: "This will be a federal verification program, which will use State Services to check the presence of an OSAGO policy. And in case of its absence, inform citizens, that is, without a fine. However, the current system does not prohibit the possibility of independently checking the presence of OSAGO policies in certain regions, we already know, this is being worked out, and in case of its absence, issuing a fine, and not just a notification letter. It is worth recalling here that the presence of a policy is already checked by road cameras - for now this is an experiment and the absence of insurance will again lead to a notification on State Services. Fines can be sent out after amendments are made to the Code of Administrative Offenses. Join "AUTO PLUS": Telegram: http://t.me/autoplustvru VKontakte: http://vk.com/autoplustvnews Zen: https://zen.yandex.ru/autoplusnews Rutube: https://rutube.ru/u/autoplusnews TikTok: / autoplustv Another channel with test drives and reviews: / autoplustv We are "AUTO PLUS" - a TV channel that broadcasts 24 hours a day. A TV channel of high automotive culture. We have the hottest and most detailed test drives, the latest news from the automotive world, exciting races, professional expert opinions and much more. #OSAGO #insurance #motor insurance #RSA #insurance #policies #EGarant #compensation #losses #losses settlement #RussianUnionofAutoInsurers #EGarant #OSAGO #insurance #carinsurance #autoplustv #automobile #autonews #wheelnews