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★ #TossBank is shooting! Comment event in progress ★ If you leave a comment after watching the video, we will give various prizes to a total of 150 people through a raffle. (❁´◡`❁) TossBank Foreign Currency Account Product Information The lifetime free currency exchange (100% preferential exchange rate) benefit is provided to customers who have signed up for a "TossBank Foreign Currency Account" during the holding period, and it is applied to all foreign currency deposit/withdrawal transactions that involve currency exchange between this account and a "TossBank (KRW) Account" in your name. Toss Bank Foreign Currency Account -Subscription target: Individuals who are residents of the Republic of Korea aged 17 or older and whose real name has been verified and who hold a "Toss Bank (KRW) Account" (excluding overseas Koreans) ※ Only 1 account per person can be opened -Supported currencies: 17 types including the US dollar (USD) -Interest: 0% interest rate applied to all currencies (as of January 18, 2024) 'Foreign currency savings account interest rates by currency' posted on the Toss app and homepage every business day are applied. The interest calculation period is from the initial deposit date or the previous original date to the day before the original date, and the final balance for each day is calculated, and the calculation is made at the end of each month and added to the principal on the 1st of the month following the base date, and payment is made on the 1st of each month or on the date requested by the customer for payment. However, if there is a reason for withdrawal restriction such as seizure, cancellation is not possible and payment of principal and interest is restricted. -Transaction limit: Up to 10 million won per day and 100 million won per month in foreign currency can be deposited (including the filling and foreign currency collection services), and there are no separate restrictions for withdrawals (exchanging to Korean Won). In addition, the amount exchanged through the automatic currency exchange service for insufficient funds is not included in the transaction limit. -The 'Foreign Currency Collection Service' is a service that automatically exchanges and collects foreign currency in a foreign currency account according to the cycle, exchange rate, and amount set by the customer in advance. The 'Automatic Insufficient Money Exchange Service' is an additional service that allows you to pay for overseas card usage fees (including overseas cash withdrawals) by automatically exchanging and depositing the insufficient amount (after withdrawing Korean Won from a Toss Bank account) into a foreign currency account when you cannot pay for overseas card usage fees (including overseas cash withdrawals) due to insufficient balance in your foreign currency account. For more information, please refer to the "Toss Bank Foreign Currency Account Additional Service Special Terms and Conditions." -This deposit may incur losses or profits due to exchange rate fluctuations when withdrawn in Korean Won. - Only transfers between this account and the designated "Toss Bank (KRW) account" under your name are allowed, and deposits of foreign currency transferred from other institutions are not allowed. (Foreign currency cash and check deposits and withdrawals are not allowed) - This deposit is protected up to "50 million won" per person (total of 50 million won with this bank's other protected products) in accordance with the Depositor Protection Act, including the principal and a certain amount of interest. - If you sign up for this product, you can receive an explanation of important matters regarding the product in accordance with the Financial Consumer Protection Act. Please be sure to read the terms and conditions and product description before signing up for the product, and if you have any further inquiries, please contact the Toss Bank Customer Center (Toss app or 1661-7654). Information on the exemption of overseas payment and ATM withdrawal fees for Toss Bank check cards Period: 2024.01. 18.~2024.07. 31. ※ The international brand fee and overseas service fee exemption benefit is provided only when the Toss Bank foreign currency account is designated as the overseas payment account for the Toss Bank check card. When using overseas merchants: International brand fee (1%) and 0.5 USD per transaction exemption When using overseas ATM withdrawals: International brand fee (1%) and 3 USD per transaction exemption ※ However, when using overseas ATM withdrawal services, a separate local ATM fee may be charged. ※ Even if you designate a Toss Bank foreign currency account as an overseas payment account and use overseas won payment (DCC) instead of foreign currency payment, the international brand fee (1%) and overseas service fee exemption benefit is provided. However, since an additional fee of 3-5% may be charged by the overse