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An issue that often goes unnoticed among the general population is the problem of millennials. Millennials certainly have less access than their parents and grandparents to owning a home. It is true that there are exceptions, but it is certainly much more difficult to build up a fortune these days. There are several reasons that led to this phenomenon. It is not really the fault of millennials as many people from their predecessor generations believe. It is a much deeper problem that is occurring and that concerns us all. Additionally, we will share a point of view, more than anything speculative, of how being a millennial could get a loan. We are currently in another real estate bubble, but this time, it is global, we could take advantage of the discounts that may come.