WHY DOES THE OUTSTANDING BALANCE ONLY INCREASE? My Home My Life
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Recently, I have been receiving several complaints from customers who purchased property during the pandemic and noticed a very unpleasant situation. After almost two years of paying their mortgage installments on time, these customers noticed that their outstanding balance with Caixa, in addition to not decreasing practically at all, has been increasing month after month. And the worst part is that this is general. It doesn't matter if you took out your financing through the Minha Casa Minha Vida, Pró-Cotista or SBPE programs, practically all Caixa mortgage contracts are behaving like this: You pay the installment on time and the outstanding balance that should have decreased, only increases. So what? What should you do in this situation? Is it normal for contracts to exhibit this type of behavior? Is there any connection with the amortization system? Do PRICE Table contracts suffer more than SAC Table contracts? What can you do to avoid this new calculation by Caixa? Well, these are the questions I will answer throughout today's video. This is the fourth video in our series on the PRICE Table, and in it I present an element that you have been asking me about for a long time: - Indexers. Indexers are the real villains of the housing contract, they erode your amortization and are responsible for this rebound effect of the outstanding balance increasing month after month. ???? IMPORTANT LINKS ???? • How to HALF the value of your ... • Find out why the PRICE Table is the Best... ???? Become a Diamond Broker: ???? https://www.corretordiamante.com / hauscredi / universitáriodiamante ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ 00:00 - Faculdade Diamante 01:30 - PRICE: The Smartest Choice 02:50 - Indexers for your real estate financing 04:40 - What is the impact of the TR on your financing 06:48 - Comparison of the TR with other indexes 08:50 - PRICE or SAC: Which has the smallest update? 12:00 - Why is PRICE the smartest choice? #myhousemylife #PRICE #indexes #TR #amortization #SAC #greenandyellowhouse #housing #bankcorrespondent #caixacorrespondent #caixaaqui #financing #realestatecredit #caixaeconomica
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