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This episode is in paid collaboration with Anyfin! 55-year-old Seppo from Södertälje has been involved in quite a few accidents in his life. He has traveled most of the way by ambulance and is probably Sweden's most accident-prone person. ---------------------- If you have installment payments, credit card invoices or private loans, you can apply free of charge to have your interest rate reduced at Anyfin. Anyfin only makes an offer if they can actually lower your costs. If you want to read more, you can do so here: https://anyfin.info/topp1. In addition, Anyfin helps you get a better control over your personal finances. Anyfin app is completely free and all features too. Download the bums app, https://anyfin.info/app-topp1. The savings will be SEK 1,652 if a loan of SEK 13,000 is moved to Anyfin in the following example: The variable interest rate goes from 18% to 9.88% and the administrative fee from SEK 19 to SEK 0. The new monthly cost will then be SEK 599 with a 24-month repayment period, the effective interest rate will be 10.34% and the total amount to repay SEK 14,380. Anyfin will only issue an offer if they can improve your previous rate. Anyfin will never increase your total loan cost by extending the repayment period.