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SEE HERE IN THE DESCRIPTION THE COMPLETE CALCULATION TO DECIDE WHETHER TO PAY IN CASH OR IN DEFER! It hurts deep down, we have to pay, but we never know if it's worth paying in full or in installments. In this video I help you do the math in a very simple and educational way so you never forget. Premiering: Strong scenes of financial dramaturgy. After this video, your way of seeing money will never be the same. Share it with that bad brother-in-law of yours in that WhatsApp group that's just nonsense and surprise them with something that's really worth seeing again. Yes, I'm very modest today, I think it was a scare during bath time. ;) HOW TO CALCULATE: TOTAL VALUE IN CASH: 970 TOTAL VALUE IN TERM: 1,000 TOTAL IN INTEREST = 30 value of installments with interest (to pay the IPVA in installments) = 333 MONTHLY INTEREST? REAL VALUE OF INSTALLMENTS (without interest) = 970 / 3 = 323.33 As the first installment is in cash anyway, the amount financed would IN FACT be 970 - 323.33 = 646.66 Don't try to do this calculation in your head ! This CENTRAL BANK simulator helps you find the interest embedded in IPVA, IPTU ETC http://zip.net/bml1xC In the calculation above, the interest embedded in the IPVA installment = 2% per month! In the Central Bank calculator it would look like this: number of months = 2 monthly interest rate = ? value of the installment that appears on the invoice = 333 Amount financed = 646 Result: Monthly interest = 2% (You would need to have a higher profitability than this for it to be worth paying in installments) For those who have money invested, you have to analyze it. For those who don't have it, the way is to pay in installments and pay interest. Simple, but not. Just understand the logic and it becomes easier! VIDEO CAR/UBER OR TAXI • CAR OR UBER: To have or not to have? The co... ---- Subscribe to the Channel * and learn how to save and multiply your money all year round! For more tips on legal enrichment, conscious consumption, bargains and simplified savings, visit home: www.mepoupenaweb.com Instagram: instagram.com/nathaliaarcuri (daily tips) Facebook: facebook.com.br/mepoupenaweb SNAP: Nathaliaarcuri Twitter: @Arcuri_N Do you have any more questions? Comment here or send an email! Questions: [email protected] Commercial: [email protected] Did you like the video? Like, share and subscribe to the channel so you don't miss what's coming! Getting rich is part of life! Dream, change your attitude, take care of your money and be happy! Subscribe to the Channel for free and receive no-frills finance tips every week!