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My first step to getting rid of my money worries and tackling financial freedom. Here you can find the Excel household book that I have developed over the years. With the code YOUTUBEFINANZEN you get 30% off. Or you can simply use this link. https://marniescollections.etsy.com?coupon=YOUTUBEFINANZEN And here is the video on the topic of healthy and cheap eating - Eating healthily for little money: How we halved our food costs • Eating healthily for little money: How we... __________ 00:00 Introduction - How it all started 02:00 My goals 04:30 Tracking finances - how I got started 07:00 Explained step by step 09:12 The changes I noticed 12:14 Conclusion - Why this is a great first step to understanding your finances __________ Who am I and why can I help you? I'm Marnie, and I have been intensively involved in budget planning and financial management since I was 16. When I was young, I started tracking my expenses by hand in small notebooks, which helped me develop a strong connection to my finances. Over the years, I tried different methods and eventually specialized in digital solutions like Excel, which helped me and my family achieve our financial goals. My knowledge is not only based on experience, but also on my studies in business administration at the TU Munich (BWL), my passion for finance, and my own journey to save several years of reserves while optimizing our household costs. On my YouTube channel, I share proven tips that can help you organize your finances and save money - whether you're a beginner or already advanced.