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TR or IPCA real estate financing? Which is better? The choice between real estate financing with a reference rate (TR) or IPCA (Broad National Consumer Price Index) depends on several factors and the buyer's preferences. I will briefly explain the characteristics of each option to help you understand: Financing with a reference rate (TR): Real estate financing linked to the TR is based on a fixed interest rate plus the variation of the TR over time. The TR is calculated by the Central Bank of Brazil and can vary according to the country's economic and political conditions. This option is more common in older financing, before the recent changes in the market. Financing with IPCA: In financing linked to the IPCA, the interest rate is fixed, but the outstanding balance is adjusted by the variation of the IPCA, which is an official inflation index. In this model, the initial installments may be lower, but the financing amount may increase over time due to the adjustment by the IPCA. You can skip by clicking on the minutes below: 02:11 IPCA and TR: Data from the last 5 years 09:44 Real estate financing TR or IPCA? ----------------------------------------------------------------- Follow the playlists on the Seja Best channel How to get a real estate financing in practice: • How to get a real estate financing... How to get a loan online in practice: • How to get a loan with collateral... ----------------------------------------------------------------- Do you want to do a FREE simulation for financing or a loan with collateral of real estate? ▶ Website: https://seja.best/?utm_source=youtubemkt Do you want to receive our hot content about: Financial market, credit market and entrepreneurship? ▶ Telegram Channel: https://t.me/sejabest Follow us on social media: ▶ Portal: https://portal.seja.best/ ▶ Facebook: https://www.facebook.com/bestcreditoi... ▶ Instagram: https://www.instagram.com/seja.best/?... ▶ Instagram Gaspar: / gasparmotta ▶ Linkedin - https://www.linkedin.com/company/seja... ▶ Tiktok - https://bit.ly/3wdeWhv #homeequity #realestatefinancing #realestateguaranteecredit