Our documentary about the dream of owning your own home: It looked so easy for our parents - with a lot of work and saving, they could afford their own house. But today, owning your own property seems unaffordable. Many people despair when they look at the sales portals: The prices for houses continue to rise and new building land is becoming scarce. Are we too late? Was #building a house really easier for our parents' generation? Who is to blame for the fact that fewer and fewer people can afford property? For people without a lot of savings or a large inheritance, buying a house is hardly possible these days. House and land prices have risen enormously in recent decades. And with such high sums, banks want to see as much equity as possible when granting loans - usually 10-30% of the purchase price. At 550,000 euros, the price of an average house in Germany, that's 110,000 euros. This is also noticeable in the real estate market: currently only around 15% of people under 45 own their own home. In 2000, the figure was 31%. The proportion of younger owners has halved in the last 20 years, according to a study by the German Economy in Cologne. _________________________________ CHAPTER MARKS 00:00 – 00:36: Intro 00:36 – 01:24: The dream of owning your own home – unattainable? 01:24 – 02:09: Was a house more affordable in the past? 02:10 – 04:12: Jan & Sarah: This is why they absolutely want their own house 04:12 – 04:50: Is it the banks’ fault that we can’t afford a house? 04:50 – 06:09: How much do you have to earn to be able to afford a house? 06:09 – 07:43: Survey: Can you afford a house? 07:43 – 09:11: Financial tip: This is what you should try before buying a house 09:11 – 10:26: Jan & Sarah: What did they sacrifice for their house? 10:26 – 11:10: Politics is so much to blame that houses are so expensive 11:10 – 13:06: Jan & Sarah: Were the sacrifices for their own home worth it? 13:06 – 13:40: Conclusion _________________________________ FURTHER SOURCES Many young people dream of owning their own home: https://www.presseportal.de/pm/77326/... This is what real estate costs on average today: https://bulwiengesa.de/sites/default/... This is why property used to be more affordable: https://www.iwkoeln.de/studien/michae... Lease a house instead of buying one? https://www.finanzfluss.de/blog/immob... Fewer and fewer young people are homeowners: https://www.hausundgrund-verband.de/a... _________________________________ MUSIC Nina Chuba - NINA (instrumental) David Guetta, One Republic - I don't wanna wait (instrumental) Fourty Feat. BAUSA - Vempa (instrumental) Eminem - Houdini (instrumental) Artemas - I like the way you kiss me (instrumental) Ayliva x Apache 207 - Wunder (instrumental) Sabrina Carpenter - Espresso (instrumental) Benson Boone - Beautiful Things (instrumental) _________________________________ TEAM Reporter: Tom Schachtsiek Author: Tom Schachtsiek, Laura Mareen Janssen Editors: Miriam von Przewoski, Jonas Wixforth Camera: Johannes Kolb Editing: Dani Roos Graphics: Henri Katzenberg _________________________________ NOTE ON ACCESSIBILITY You can find the video description for more accessibility to our film in the second comment under the video. _________________________________ ???? YEAH! We are also part of #funk. Check it out: YouTube: / @funk Instagram: / funk TikTok: / funk Website: https://go.funk.net We have a heart for critics, but not for haters: https://go.funk.net/netiquette We ask the OTHER question for you - every Thursday. #dieanderefrage is produced by the WDR Newsroom for funk. funk is a joint offering by the Association of Broadcasting Corporations of the Federal Republic of Germany (ARD) and the Second German Television (ZDF). http://Go.funk.net/impressum