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Lecture by M.Z. Schwartz on challenging a loan due to lack of funds (Article 812 of the Civil Code of the Russian Federation) The scientist delves into the intricacies of the wording, analyzes the meaning and purpose of this article, emphasizes its importance, traces its path from its origins in Ancient Rome to the codes of the RSFSR of the 60s of the 20th century and modern Russia, and, further, finds its sound in modern bankruptcy legislation. M.Z. Schwartz expressed his thoughts on this topic in a short interview during the break in the lecture • M.Z. Schwartz. A remark about legal knowledge... Schwartz Mikhail Zinovievich, Candidate of Legal Sciences, Professor of the Department of Civil Procedure of the Law Faculty of St. Petersburg State University All programs with the participation of the lecturer https://www.statut.ru/content/shvarc-...