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When insurance is canceled due to lack of payment, the insurer terminates the insurance policy. However, when the insured communicates and requests this cancellation, depending on the amount paid and the time they have had insurance, the insurer returns a part of the premium that was paid. This amount that it returns is not proportional because it follows a table authorized by SUSEP called short term, which allows the insurer to retain a larger part of the amount you paid, without considering the proportional value. Watch the video to understand better! Do you have any questions about insurance? Send them here! If this information was important to you, share the video and like it to help me! Follow my social networks! Blog - http://blog.avantseguros.net.br/blog-... Facebook - https://business.facebook.com/Avantse... Instagram - / avantseguroscorretora Subscribe - / @angelica.avantseguros Thank you very much for watching me, I hope I helped! A hug. Angélica Avant Insurance Broker Susep 1020372582 http://www.avantseguros.net.br