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"Better Not to Take Out a Loan": Chronic Debtors on the Hole They Can't Get Out of

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СПЕКТР

Published on Aug 8, 2022

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Only 15% of Russians have never taken out loans, while half of the country's population actively uses them. Easy money often becomes a big problem - debtors start taking out one loan to pay off another, and so on in a circle. We talked to people who accumulated million-dollar debts, lived in hunger, hid from bandits and collectors, and ultimately could not get out of this hole on their own. Links to our heroes: Dmitry: https://zen.yandex.ru/id/5fde4401c1fb... Katya: / ekaterinazaytseva7120 Igor: / advokat7510 00:00 Intro 01:47 Dmitry. "Stole money from my parents and felt happy" 04:09 First loans 05:46 "Run up so much debt that I had to hide" 08:00 Started an illegal business and screwed my partners 09:31 "Bandits started following me" 12:20 Debt of 4 million, nothing to pay with 13:22 "Don't take your first loan" 15:23 Katya. First loan 16:21 Got involved with the wrong man 18:11 "There was never enough money" 20:18 Microloans: 398% per annum 23:00 Collectors, threats to take away the apartment 26:19 Igor. First loan, taxi, attack 28:19 “I went to look for happiness in Moscow” 30:14 “Only when I worked at the bank did I begin to understand what I was getting myself into” 32:50 I save up for food 34:59 “Even your grandchildren won’t be able to get out of this hole” #debts #finances #Spectrum

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