This video was not made in collaboration with Nordnet. Learn everything you need to know about Nordnet One and find out if it is the only savings you need or if a monthly savings and/or stock savings account might also be interesting ▶▶ https://www.danielspengetips.dk (participate in my course - 30-minute free demo) ???? ???? Learn all about stocks and investing and achieve financial freedom: https://www.danielspengetips.dk ???? Watch my free 30-minute demo of my course: http://www.demo.danielspengetips.dk ???? Subscribe: http://tiny.cc/Sub2DanielsPengetips Play with my Excel calculator here: https://docs.google.com/spreadsheets/... SEE ALSO: ◆ You should not copy my investments - • You should NOT copy my investments... ◆ How to set up Nordnet's monthly savings - • How to set up a Nordnet monthly s... ◆ How to use Nordnet's app for stocks - • Invest in stocks with Nordnet's App and... ◆ Learn more about Nordnet's index funds - • BEWARE! Nordnet's new index funds with ... SAVE / EARN MONEY (advertisement links): ???? Get a free investment plan at NORD Investment: https://nord.investments/?utm_source=... ???? Get 63 kr in bitcoins: https://bit.ly/3wBOCyJ ???? Get an average of 2700 kr back in TAX: https://bit.ly/3wDqYC3 (10% discount forever by creating a user with my link) ???? Check if you have the right bank: https://bit.ly/3t29gWD ???? Get 45 days of free access to Mofibo: https://hsl.ink/danielspengetips45. ???? Get an overview of your budget and savings tips with the Spiir app: https://spiir.app.link/Danielspengetips ???? Get 200kr for GoMore: https://gomore.dk/invite/1507569 ► [FACEBOOK]: / danielspengetips ► [FORUM]: / pengetips ► [INSTAGRAM]: / danielspengetips 0:00 Nordnet One Nordnet has created a new savings option called Nordnet One, which is intended to make it simple for you to save for your future. They call it “The only savings you need” - but is it really that? Learn more and hear my opinion in this video. 0:24 Review of Nordnet's website Let's take a closer look at the 3 funds and what Nordnet itself has to say about them. 2:55 Which deposits can you use Nordnet One on? You can buy Nordnet One funds on all deposits except for the stock savings account, i.e. both the stock deposit, pension deposit and company deposit. If you invest in a general share deposit account in free funds, you should also pay particular attention to taxation. 3:17 What is Nordnet One? A “fund-in-fund” solution, i.e. you automatically buy into several index funds (5 different ones) where Nordnet determines the weighting depending on your risk profile. 4:24 What does Nordnet One invest in? Let's see which funds and bonds Nordnet One's funds consist of. 6:22 Is Nordnet One synthetic? Yes. Nordnet One is a comprehensive package of Nordnet's own ESG Index funds packaged together with some bonds. Nordnet's own index funds have synthetic exposure and lower costs of 0.3%, some of them. 7:02 Is “Nordnet One” the only savings you need? Maybe. You can also consider an equity savings account in particular 8:53 A closer look at the fund and its fact sheet 10:01 Comparison of costs How much do you pay in costs with Nordnet One compared to the shares that the fund contains? 12:30 How is Nordnet One taxed? Since the fund is accumulative, it is taxed as capital income according to the inventory principle. This means that you pay between 37-42% + church tax on your return depending on your income. You are also taxed every year regardless of whether you have realized your return or not. This can be an advantage in some cases and a disadvantage in others. 13:31 Comparison with monthly savings (calculation examples) See some specific calculation examples of how your return will develop over time with Nordnet One compared to, for example, monthly savings (and share income according to the realization principle). 16:06 Will I use Nordnet One myself? No. I can achieve the same exposure by selecting some ETFs and save costs by selecting and rebalancing myself. In addition, there are some deposits where I can optimize tax-wise by utilizing share income and the realization principle. 17:35 Who is Nordnet One for? For everyone who has savings and wants to invest, but who thinks that the bank and active management are too expensive, and that selecting shares, rebalancing etc. themselves is too difficult. Interested in collaboration or sponsorship? Contact me at [email protected]. Remember that historical returns are not a guarantee of future returns and all investments are always associated with a risk of loss. This material does not constitute individual investment advice and cannot form the basis for a decision to buy or sell (or refrain from doing so) investment certificates. The material has been prepared for information purposes only, and I encourage you to seek necessary professional advice before buying or selling investment certificates. #nordnetone #monthlysavings #sharesavingsacc