Imagine being a Director at the largest fintech (financial startup) in the country, Nubank, and leaving to start a business? It seems crazy. But that's what Marcelo Toledo did. Marcelo Toledo is the former Director of Engineering at Nubank, CEO and founder of Klivo, host of the Excepcionais Podcast, and mentor at G4. In this episode of Extremos, he talks to Alfredo Soares and Bruno Nardon, his partners at G4 Imersão e Mentoria, about his entire story, journey, and career. And, of course, about several extreme moments that have surrounded his life. Much of the conversation was about Nubank: how Marcelo Toledo joined Nubank, what the work routine and culture at Nubank are like, and Toledo's entire history in building Nubank's technology team. A very interesting lesson he gives in the episode is about leadership: when he joined the company, 100 people were part of Nubank's technology team, and there was only 1 leader for everyone. Of course, this is impractical for the team to be efficient. And what was it like for Marcelo Toledo to decide to leave Nubank before the company's IPO, that is, when it went public on the New York Stock Exchange, on the NYSE, with a billion-dollar market value? Of course, financially it was not the best option, as Toledo said. But why did he leave the company, which was already growing a lot? Imagine a person with an entrepreneurial spirit, being inside a company, and at the same time seeing a market full of opportunities and with few companies operating: the health market. That's when he left Nubank to return to entrepreneurship and set up his own business: Klivo. Furthermore, Marcelo Toledo was a former swimmer. In the episode, he highlights the lessons he learned from this experience he had in his life, and how he learned to be disciplined and unbeatable. Another great lesson Toledo learned in Extremos was about all the advantages of producing content, for networking, and audience loyalty. Whether on podcasts, Instagram, or even a blog. Watch the episode and tell us what you thought in the comments! --- Learn more about the G4 Traction Immersion and have Marcelo Toledo as a mentor: https://g40.co/extremostraction --- 00:00 - Start 06:40 - Marcelo Toledo's History 08:48 - Does every CTO (Chief Technology Officer) need to know about business? 18:30 - What is a CPO (Chief Product Officer) and what is their role and importance in the company? 26:44 - How did Marcelo Toledo come to work at Nubank? 37:34 - Does Marcelo Toledo regret leaving Nubank before the IPO? 39:08 - What was it like for Toledo to move from the banking market, from fintech, to the healthcare market? 41:05 - What does Klivo do? 44:40 - Marcelo Toledo was one of the first people to have a blog back in the day, and now a podcast. Where did this desire to share knowledge come from? 50:37 - What is the experience of being part of G4 Educação like, according to Marcelo Toledo? 59:15 - Marcelo Toledo was a swimmer. What was the biggest lesson he learned from the sport and applies to his professional life? 1:03:01 - The power of podcasts as a networking tool 1:08:11 - What made Marcelo Toledo open Podfactory, his podcast studio? 1:10:04 - What was the happiest moment in Marcelo Toledo's life? 1:14:32 - Which opinion of Marcelo Toledo's is very extreme and he won't change? 1:18:02 - What was the most different experience Marcelo Toledo has ever had? (and what is it like to take Ayahuasca?) 1:26:39 - If you could end any problem in the world, which problem would Marcelo Toledo end? --- Follow Extremos on Spotify: https://g40.co/3kq Hosts of Extremos on Instagram: Alfredo Soares - @alfredosoares: https://g40.co/wrj Bruno Nardon - @bruno.nardon: https://g40.co/xe8 Follow G4 Education on all networks Instagram - @g4educacao: https://g40.co/b88 Linkedin: https://g40.co/fdj Blog: https://g40.co/dx2 --- Extremos Podcast is a podcast produced by G4 Education where Alfredo Soares (Co-founder of Loja Integrada and G4 Education) and Bruno Nardon (Co-founder of Norte Ventures and G4 Education) receive big names and the most influential people in the market to talk about extreme moments in their journeys, from the best to the worst. --- #extremos #marcelotoledo #g4educacao