*This video contains advertisements and promotions, and the links in this description section contain affiliate links. ▼The recommended comprehensive site for choosing a home loan [Mogecheck] https://px.a8.net/svt/ejp?a8mat=2ZW7H... ・An "online home loan service" with over 200,000 users ・Borrowing and refinancing at the No. 1 interest rate (the lowest interest rate of the loans that users can borrow) is possible (There are no fees for Mogecheck) ・Support from home loan experts is also available "for free" --------------------------------------- ▼Online community "Liberity" https://site.libecity.com/?referral=y... ✓Japan's largest money community that increases members' "income" and "assets" ✓Free registration, free first month's membership fee, no penalty fee when canceling membership ✓Many exclusive benefits (live shows exclusive to City, columns exclusive to City, financial and investment advice from influencers, use of real coworking spaces, use of job matching services, etc.) --------------------------------------- 00:00 intro 00:11 Today's topic: Ask your current bank to lower your interest rate and lower your monthly repayment amount! 01:50 Question 1: Why are banks willing to lower your interest rate? 02:31 Question 2: Why is it better to request an interest rate reduction before refinancing? 04:14 Specific steps to lower your interest rate 04:33 └① Prepare a mortgage repayment schedule 05:10 └② Run a refinancing simulation 09:32 └③ If the simulation shows benefits, negotiate with the bank 11:24 If the bank agrees to lower your interest rate, how much will it go down? 12:48 Summary: There is only profit in the future, so prepare well and request a reduction in your interest rate! This article explains. --------------------------------------- ▼Book by Ryogakucho A book that will give you the "5 skills" to never be short of money! "Revised Edition: Money University: Gaining True Freedom" (Published Wednesday, November 20, 2024) Amazon https://af.moshimo.com/af/c/click?a_i... Rakuten https://books.rakuten.co.jp/rb/18041936/ --------------------------------------- [Related materials] "2018 Housing and Land Statistics Survey: Basic Tabulation of Housing and Households" (Ministry of Internal Affairs and Communications) https://www.stat.go.jp/data/jyutaku/2... "Home Loans" (au Jibun Bank) https://www.jibunbank.co.jp/pc/landin... [Related videos] Which is more economical: renting or owning a home? [Money Learning for Beginners]: (Animated video) Episode 427 • Which is more economical: renting or owning a home? [Money study for beginners]: (Animated video)... [Rerun] [Debt] The only reason why, out of all the different types of debt, a "home loan" is the only acceptable debt [Money study for beginners]: (Animated video) Episode 165 • [Rerun] [Debt] The only reason why, out of all the different types of debt, a "home loan" is the only acceptable debt... [Are you being tricked?] The pitfalls of homeowners' belief that "it's more profitable than continuing to pay rent" [Money study for beginners]: (Animated video) Episode 232 • [Are you being tricked? ] The secret to homeowners' belief that "it's more cost-effective than continuing to pay rent"... ---------------------------------------- [Liberal Uni affiliated group companies] ◆ We can also handle tax consultations and advisory contracts for individual cases [Liberal Uni Tax Accountants Corporation] https://site.libecity.com/content/lib... ◆ Building a home without financial mistakes [Liberal Uni Construction Company] https://libe-home.com/ ◆ If you're looking to rent a room [Liberal Uni Real Estate] https://libe-estate.com/ ◆ Safe and smart moving [Liberal Uni Moving Center] https://libe-moving.com/ ◆ For those who want both work time and free time [Liberal Uni Online Secretary] https://libe-assistant.com/ ---------------------------------------- ▼ List of Liberal Uni recommended services https://liberaluni.com/recommended-se... ▼ List of Liberal Uni recommended books https://liberaluni.com/recommended-books ---------------------------------------- ◆X (formerly Twitter) / freelife_blog ◆Instagram / freelife_blog ◆Official blog https://liberaluni.com/ ---------------------------------------- First, check out the videos in this list~ Money Studies Beginner's Edition - Start here if you're new to the course - • 💵Money Studies - Beginner's Edition - Click here if you're new to the course ---------------------------------------- ~The five skills necessary to become rich~ [Save] - Develop the ability to reduce spending • 💰 Save - Develop the ability to reduce spending - [Increase] - Develop the ability to increase assets - • 💪 Increase - Develop the ability to increase assets - [Earn] - Develop the ability to increase income - • 💵 Earn - Develop the ability to increase income - [Spend] - Develop the ability to spend money on things that increase your satisfaction - • 💵 Spend - How to spend money wisely - [Protect] - Develop the ability to prevent your assets from decreasing - • 🛡Protect - Develop the ability to prevent your assets from decreasing - ---------------------------------------- ◆President's profile ・Started his own business when he was in high school, and has over 20 years of entrepreneurial experience.・He has now achieved financial freedom and has started sharing "financial knowledge" with his friends on YouTube and social media. ▼For more details, please see the related videos in the President's profile [Life goals] Explaining what the President means when he says "I don't need money" • [Life goals] Explaining what the President means when he says "I don't need money" [Philosophy of life]:... The result of buying "money trees" for over 10 years [For some reason, no one does it] • The result of buying "money trees" for over 10 years [For some reason, no one does it] [Philosophy of life]:... [Which is the most important thing?] Money, skills, morals, love - the story of a president who is missing one thing • [Which is the most important thing? 】Money, skills, morals, love... How the president made money as a student • Part 8: How the president made money as a student [Earning money in practice] ▼Please send your opinions and questions to the president here: https://forms.gle/LcZ4cJGb9ii3VaWL6 *As an Amazon associate, Ryogakucho Liberal Arts University earns income from qualified sales. ---------------------------------------- #Ryogakucho#LiberalArtsUniversity#Money#Know-howLibrary