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▼Click here to book an online consultation for home purchases/sales/income real estate (free) For those purchasing/replacing 👉 https://bit.ly/4f1uZ8Z For those selling real estate 👉 https://bit.ly/4eCIbRQ ▼LINE official account✅Add as a friend: https://bit.ly/4cXtJCq ✅Free bonus: 37-page ebook "How to buy a used apartment with an emphasis on asset value" Following the lifting of negative interest rates in March 2024 and the additional interest rate hike in July, only some banks had raised mortgage interest rates until now, but in October, many banks, including megabanks, announced their hikes. In this article, we will explain the mechanism behind the rise in mortgage interest rates, as well as the latest trends of each bank and how to choose a mortgage in the future! ▼Eguchi Ryosuke's book "How to Think About Purchasing a Home" https://amzn.asia/d/9P5m07l ▼Subscribe to the channel here / @terass_sumai_academy ▼Table of contents======================== 00:00 Digest00:16 OP00:54 1. The mechanism behind rising mortgage interest rates04:46 2. What are the latest trends at each bank? 06:14 3. How should you choose a mortgage in the future? 06:19 ① Fixed interest rate? Variable interest rate? 07:56 ② How to choose a bank09:31 ③ Should you refinance? 10:32 4. Summary 11:25 ED ======================== #Mortgage #RisingInterestRates #BankComparison #MostPreferentialInterestRate #BaseInterestRate #PolicyInterestRate #ShortTermPlan #GovernmentBond #FloatingInterestRate #FixedInterestRate #GroupInsurance #LoanFinder ------------------------------------------------Good real estate transactions start with a good agent. ------------------------------------------------▼Eguchi Ryosuke Graduated from the Faculty of Economics, Keio University. He worked in sales for SUUMO at Recruit/Recruit Home Company, where he was responsible for over 100 real estate companies. After that, he worked at McKinsey & Company, a major foreign consulting firm, before founding TERASS Co., Ltd. in 2019. He has personally purchased real estate three times, fully renovated it twice, and sold real estate three times. 📼Playlists that you can watch in one go----▼[Tips for buying a home①] Before you start buying a home • [Tips for buying a home①] Before you start buying a home ▼[Tips for buying a home②] Choosing a city • [Tips for buying a home②] Choosing a city ▼[Tips for buying a home③] Choosing a property • [Tips for buying a home③] Choosing a property ▼[Tips for buying a home④] Choosing a mortgage • [Tips for buying a home④] Choosing a mortgage ▼Housing consultations and Q&A • Housing consultations and Q&A ▼Tips for selling property • Tips for selling a home ▼Real estate investment • Real estate investment ▼Media appearances • Media appearances (NewsPicks / PIVOT / Relaxed Real Estate University... ▼Collaboration • Collaboration ----▼[Terass Agent offers full support with 75% commission] For real estate agents, click here:https://terass.com/agent-recruit