Cristian Istrătescu entrepreneur, investor in real estate and on the stock market, property manager and founder of 3 innovative real estate investment companies for the Romanian market. Cristian is one of the most active people online, involved in investment projects worth millions of euros in real estate, deals with many social cases, offers real estate consulting and is a father who wants to be very involved in the education of his children. Together with Cristian, we will discuss topics such as: How to invest in real estate even if we have low salaries Why invest with credit in real estate How he got to 7 real estate in 7 years The prospects of the real estate market in 2024 Is real estate cheap or expensive at the moment? Lately, Cristian has become a friend of the podcast and we are glad to have him close to us every year and to tell us about real estate investments and the trends in this field that change from year to year. Great COMPETITION! #Concurs We have 2 books to give away from the publishing house @ActsipolitonRo-carti-audio for 2 listeners who answer us by commenting the following question plus (BONUS) a real estate consulting session for one of the 2 winners. The question of the episode is "Is 2024 a good year to invest in real estate?" If so, why? If not, why?" Cristi will choose the first winner and we will choose the second. The contest is held until February 28. There will be 2 winners: The first winner will receive the book "Mamutul banilor" written by Brad Klontz, Edward Horwitz & Ted Klontz + BONUS A real estate consulting session offered by Cristian Istrătescu The second winner will receive the book "The simple way to wealth. Guide to financial independence and a free and rich life" by JL Collins We announce the winner through a reply to his comment. This episode would not have been possible without the help of our supporting partners in 2024: Official Broker of the Podcast: @XTBro - Invest and Trade with a regulated and award-winning broker. Details of the offer 0% commission on shares and classic ETFs here - https://geolink.xtb.com/lD55b The Official Bank of the podcast: Raiffeisen Digital Bank - a digital bank, available to Romanian customers 100% digitally, anywhere, anytime. Enjoy a current account with ZERO costs, fast transfers through the national instant payment service and secure online shopping. When you open your account, you also get a virtual debit card, absolutely free! Download the app and see how simple and accessible banking services are with Raiffeisen Digital Bank. - https://bit.ly/RaiffeisenDigitalBank The Act and Politon publishing house specializes in the financial field and is the most important producer of audio books in Romania, which provides us with the books for our contests. The application https://investestelabursa.ro/ where we get information about all the companies that are listed on the BSE. Useful links: Investment Course for beginners - https://bit.ly/3yUTEJl Investment Counseling & Financial Education - https://bit.ly/3neid0Y Money Talks Podcast - https://laurentiumihai.ro/category/ba... Blog - https://laurentiumihai.ro/ Chapters: 0:00 Intro 3:22 The secret of Cristian's productivity 5:11 The evolution of real estate in the last 2-3 years 8:57 The importance of a small down payment in real estate 10:54 Growth in real estate in the future near? 12:16 Analysis of the factors for a real estate investment 24:16 The optimal yield for real estate investments 26:05 Real estate investments with a salary of 5,000 lei per month 31:51 Banks for and against real estate investments 34:54 How to get to 7 properties in 7 years? 37:06 Cristian's first property 38:36 Clarity in investment decision-making 42:01 Analysis of a real estate complex, as an individual 47:34 How HUBIX analyzes real estate for investment 51:01 Cristian's preferred types of real estate 52:21 Cities where HUBIX has real estate 53:34 HUBIX related figures 55:08 Old vs. new apartments 58:21 Long-term rental or hotel regime? 1:00:08 The future of HUBIX 1:02:28 Other shareholders in HUBIX? 1:05:38 Cost of real estate, relative to value 1:09:00 The fourth real estate company? 1:12:05 Episode Giveaway