👉 FULL EPISODE / vojtazizka 👈 💛 Support my work on Patreon. You will get priority access to full interviews, special episodes only for patrons, the soundtrack or find out where my guests invest. 💙 The partner of the show is Wolt - 👇 10x50 CZK for new users https://wolt.com/cs/me/redeem-code?co... Promo code: VOJTAZIZKA 🤝 Partners Financial services that I like to use 📈 J&T Banka Everything starts with a meeting https://www.jtbank.cz 📊 Portu Start simply with passive investing - 300 CZK for newly registered https://www.portu.cz/vojta300 📈 Anycoin Here I buy crypto https://www.anycoin.cz/?ref=vojtazizka ⌨️ My social networks 👾 DISCORD / discord 📱 INSTAGRAM / vojtazizka 📱 TWITTER / vojtazizka 📱 TikTok / vojtazizka 🌐 WEB https://www.vojtazizka.cz// 👥 Guest 👤 Helena Horská Twitter / helenahorska LinkedIn / helena-horsk%c3%a1-16242aa7 💬 What's the talk today? Great conversation with the amazing guest Helena Horská - one of the most influential women in the Czech Republic - advisor to Prime Minister Petr Fiala and chief economist of Raiffeisen Bank. 👩‍🏫 How to understand interest rates? 📊 Is high inflation Babiš's darling? 📈 Would legalizing cannabis help the state budget? 🚬 Does it make sense to switch to the euro now? 💶 And also investing in cryptocurrencies and other alternatives to secure your retirement. 💸 🕗 Timeline 0:00 Introduction 00:50 Educating children in finance. 03:01 Alena Schillerová 07:05 Helena Horská - one of the most influential women in the Czech Republic. Advisor to Prime Minister Petr Fiala. Chief economist of Raiffeisen Bank. 19:08 What is the work of the chief economist of Raiffeisen Bank? 21:37 Behind the scenes of German banking. 25:36 How does Helena Horská secure her retirement? 26:29 Cryptocurrencies 29:54 Airbank vs cryptocurrencies 32:25 Cryptocurrencies and banks 39:05 Czech National Bank 43:50 Czech National Bank and interest rates. Discount, repo and Lombard rates. 47:31 Regulated and market rates. Yields, mortgages and the ideal length of fixation in this era. 50:49 CCyB rate 52:00 Inflation 56:59 Is high inflation Babiš's expensive? 1:00:17 Will increasing CNB interest rates help? 1:04:09 Would the transition to the euro help? Why would the transition to the euro increase the growth of real estate prices? 1:06:20 Is Helena Horská in favor of adopting the euro? Advantages and disadvantages of our own currency. 1:11:21 Where will the euro koruna go? 1:13:36 Will real estate prices increase or decrease? 1:18:07 Will the legalization of cannabis save us? 1:25:09 Helena Horská's great wardrobe and stylish FUCK YOU jacket. 1:27:03 Statement on the status of Jakub Horák. 🔗 CNB Links https://www.cnb.cz/cs/ Yaxi Taxi https://yaxitaxi.com/ 👩‍🦰👨👨 Production 👩‍🦰 Marcela Drobná / animacina 👨 Martin Janeš / themartinjanes 👨 Jiří Hořice / jirihorice ⚠️ Disclaimer All content on my profile and channel, including captions or comments, is for educational purposes only. The content is in no way investment advice regarding investment instruments. Nor is the content a proposal to conclude a contract for the provision of investment advice. If an investment instrument or other investment opportunity is mentioned on this profile, it does not mean that it is suitable for you or that I personally recommend it to you. The decision to invest and the responsibility for its consequences are yours. Investing always carries risks that may result in the loss of part or all of the invested funds. The higher the potential return on an investment, the higher the risk usually is. Past returns are not a guarantee of future returns.