🚨 100% FREE! Download NOW the new e-book with over 200 customizable message templates to revolutionize the way you communicate with your customers on WhatsApp: 🚨 https://bit.ly/copies-wts-ysa ↩️ (CLICK THE LINK) 📊 Download NOW a series of 100% FREE Business Spreadsheets for your company: https://bit.ly/planilhas-bonus-yst ↩️ (CLICK THE LINK) ⭐⭐⭐⭐⭐⭐ Join our Whatsapp groups and receive lots of free content for your company. Access Now: https://emkt.ba.sebrae.com.br/grupo-n... ↩️ (CLICK THE LINK) Do you know how to separate your #personal and business finances? 👀 This is a very common mistake, mainly made by micro and small #entrepreneurs, and it is very serious because it can compromise the sustainability of your business and even lead to bankruptcy. 🚧🛑 🎥 That's why in this week's video we will talk about #financial organization, and for that we invited Alexandre Cerqueira, a specialist in Financial Education who has been working for 13 years giving lectures all over the country and helping people to organize themselves financially, invest in intelligence and prepare for retirement. To learn more about the professional's work, follow him on Instagram @acfinancas and visit his website: www.acconsultoria.org ✨ 🚨 You should not mix personal #expenses with business expenses because this contaminates the diagnosis of your company's #financial situation. You, the #businessman, need to know if your profit margin, inventory and contribution margin are in order, and all of this can only be done if there is an accurate #assessment of what is happening with your company, that is, the company only has to pay its bills. From the moment that expenses that do not belong to it are included, the diagnosis is contaminated and this assessment will be inadequate. ❎ If your company is closing in the black, it means that it is making a #profit, but you cannot understand that this profit is already your salary and take it all. The profit should be used to make provisions and reserves for future months. After thinking and separating all of this, you should think about taking a part to pay your personal bills. ❎ Especially in this time of #crisis, we know that many businessmen are not in a position to do what was said in the previous items, since many are already receiving and paying the bills. If this is your case, at least make #withdrawals, that is, transfer it to your account as a partner withdrawal and only pay the bills. ❎ The same applies in the opposite direction, when the company is starting up and investing in it, it is common to see a businessman buying things or paying bills with personal payment methods. At the end of the month, the company will close in profit, but in reality it was only able to have a positive balance because of the businessman's actions. ❎ There are some observations that need to be made about the use of a credit card: this is a tool that needs to be used with great caution, after all, it conveys false purchasing power. In addition, if you need to pay for a purchase in installments, make an immediate entry in the expense in your cash flow, to avoid unwanted future surprises. The card itself cannot be entered in your expense control because it is a means of payment. Comment on each transaction made with it and add details to the control. ❎ Another very important tip is to use control tools. You need to have a systematic mechanism to control your income and expenses, and ideally you should have management software. There are #controltools that are free and are already on your computer, such as #Excel. This is a fantastic tool, with which you can do inventory control, sales control, future projections for your company, payment control, cash flow, among others. There are free courses to learn how to use Excel online, as well as tutorial videos here on YouTube. 💥 And for you who need support with #finances, improve your #digitalpresence and your #logistics in the face of this #coronavirus scenario, Sebrae has created a trail with totally FREE consultancies that will help you emerge stronger from this crisis! Access: https://sebraeatende.com.br/presentec... 💥 ⭐⭐⭐⭐⭐⭐ 📲 Want us closer to you? Follow us on Insta for great entrepreneurial content! It's @sebraeatende: /sebraeatende 🚀 Looking for lots of content to make your business take off? Join the super WhatsApp group! https://bit.ly/gruposebraewpp #finance #personalfinance #businessfinance