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How to manage a household budget? Where to look for savings? Can you live with dignity with a mortgage? How to protect money from inflation? These and many other questions were answered by @RonaldSzczepankiewicz and Karolina Nowicka/Pani_od_szczęzania! We invite you to listen to the conversation! ????????MORE CONVERSATIONS: • RUMORS ARE ????????EXTRA MATERIALS: • RUMORS ARE extra ????????SUBSCRIBE TO THE TVNPL CHANNEL: http://www.youtube.com/user/tvnpl?sub... ????????SUBSCRIBE TO THE RUMORS CHANNEL: / @chodzasluchy ???????? Karolina Nowicka @pani_od_oszczedzania / pani_od_oszczedzania ???????? @RonaldSzczepankiewicz / ronaldszczepankiewicz #podcast #saving #chodzisłuchy #finances 00:00 Episode summary 1:08 Karolina Nowicka, Ronald Szczepankiewicz - who are the guests of the episode? 1:52 How to plan a household budget? 3:20 The most common mistakes when managing a household budget. 6:33 Financial education - why do we need it? 7:51 Tools helpful in budget planning 10:05 Expense categories 12:19 How to save money? 15:20 Financial cushion - how to build it? 21:45 How to protect money from inflation? 23:06 Buying real estate - will it protect money from inflation? 25:10 Real estate market - forecasts 30:30 Can Poles afford to buy an apartment? 31:50 How to live with a mortgage? 32:32 How to lower your loan installment? 33:44 Fixed or variable interest rate - which to choose? 36:01 How to lower your water, gas or electricity bills? 38:26 Do you want more money? Change your thinking!