How to get a profitable mortgage today? What are escrow accounts in individual housing construction and how to work with them? What will be the prices for construction and real estate in 2025? Answers in the video Build a house that is good to live in: ivhomepro.ru +7 (901) 684-21-01 Contents: 00:00 - Why you should watch this video 00:44 - What is happening in the construction and real estate market 02:20 - Prices for house construction. How did the key rate affect the cost of construction 06:14 - Tax reform 2025. What is the threat to those who want to build a house? 7:54 - Forecast of prices for house construction in 2025 8:59 - What happened to the mortgage in 2024 11:44 - What will happen to the mortgage for construction in 2025 15:05 - For those who want to buy an apartment 16:42 - Escrow accounts in individual housing construction. Pros and cons 18:42 - Why not all contractors can work with escrow accounts 21:26 - A big PLUS of escrow accounts in individual housing construction 22:07 - How the escrow system works 25:27 - On the use of maternity capital in escrow accounts 27:39 - Gray schemes with escrow accounts in individual housing construction 30:16 - Alternative methods of financing construction 32:25 - What should those who want to build a house do Build a house that is good to live in: ivhomepro.ru +7 (901) 684-21-01 How to build a house using escrow accounts: A complete guide to mortgage construction in 2024 If you are planning to build your own house, this video will help you understand the issues of mortgage lending, working with escrow accounts and other key aspects of construction. What are escrow accounts and how are they changing the individual housing construction market? Escrow accounts have become an important part of the individual housing construction market, ensuring the security of transactions and a guarantee of fulfillment of obligations. But how exactly do they work? Why are not all construction companies ready to work with escrow accounts, and how to choose a reliable contractor who can provide you with favorable conditions for mortgage construction? Mortgages and escrow accounts: how not to make a mistake when choosing a bank and contractor The process of obtaining a mortgage for construction using escrow accounts can be confusing and complicated, especially in the context of changes in the construction market and instability of the banking system. Roman shares his recommendations for choosing a bank that works with escrow accounts, and explains how to avoid problems with company accreditation and obtaining a loan at 1% per annum. Not every contractor can offer you conditions under which the construction process will be safe and profitable. Often, companies appear on the market that try to get rich at the expense of inexperienced clients, adding unnecessary commissions and markups. Roman explains how to find out that a construction company has been accredited and really works with escrow accounts. How to avoid additional costs and problems when building a house with a mortgage The main topic of the video is the importance of working with trusted contractors and using escrow accounts that will ensure the safety of your funds. Roman explains how to properly draw up a contract with a contractor, how to prepare all the necessary documents for the bank and how to speed up the process of obtaining a mortgage for construction. In addition, he explains how the use of maternity capital affects the construction process and how to interact with the Pension Fund in order to avoid additional delays. What to do if escrow accounts are not suitable or if you want to build a house for cash? How to choose the right contractor to build your house with a mortgage? In the video, you will also find tips on choosing a reliable contractor for building a house. How to check a company for accreditation, how to make sure it works with escrow accounts and what to do if the contractor cannot provide the necessary documents. Conclusion: what is important to know when building a house in 2024 Building a house is always a serious step that requires attention and careful preparation. Using escrow accounts, choosing the right bank and contractor, understanding all the nuances of mortgage lending will help you avoid unpleasant surprises and make the construction process as safe and profitable as possible. Tags: house construction, escrow accounts, mortgage for construction, contractors, dom.RF, company accreditation, maternity capital, phased construction, business method, construction loan, mortgage lending, construction cost, banks, construction on a mortgage, construction for cash, building a house with escrow, mortgage with an escrow account, Roman Lebedev, HomePro, how to choose a contractor for construction. Build a house that is good to live in: ivhomepro.ru +7(901)684-21-01