▼Libecity, an online community that increases your assets https://site.libecity.com/?referral=yt ✓Japan's largest money community that increases members' "income" and "assets" ✓Free registration, no first month's fee, no penalty when canceling ✓Many exclusive benefits (City-only live shows, City-only columns, financial and investment advice from influencers, use of real co-working spaces, use of job matching services, etc.) ━━━━━━━━━━━━━ 00:00 intro 03:26 🦁I'm planning to end my live shows at the end of the year, but I'm having trouble deciding 05:06 I was able to refinance my mortgage with au Jibun Bank at a variable interest rate of 0.289%! 06:07 My savings insurance has a surrender value of 10 million yen, but should I cancel it over the years to take income tax into account? 09:28 I'm reviewing my fire insurance. When I search on Kakaku.com, I can only find around 70,000 yen. How should I look into this? 10:14 Should I reinvest dividends from the Rakuten S&P 500? 12:50 I'm investing in 100 shares of 15 high-dividend stocks each. I'd like to increase the number of stocks I own, but buying in units of 100 is financially difficult, so would it be better to sell them all and switch to investing in odd lot shares? 15:01 Three months after joining Libercity, I've reduced my annual fixed costs by 900,000 yen! 15:40 I was informed that the variable interest rate on my mortgage will increase. Is it worth asking for the current interest rate to remain the same? 20:16 At what current interest rates would it be beneficial to refinance my mortgage? 21:12 Do you have any recommendations for term life insurance? 22:42 Can I negotiate rental renewal fees? 24:02 [Liberity] Do you add 30 stocks to your high-dividend stock model portfolio each month? 25:53 └Has the president bought them after being introduced on Libercity? 29:40 🦁An episode of searching for a private lodging property and introducing it to a friend first32:33 └A story about missing out on a property during the COVID-19 shock because I prioritized my friends34:45 🦁Where to ask questions is also important36:57 Are you posting paid-level information because you want to increase the number of like-minded friends? 37:33 I canceled my dollar-denominated endowment insurance that I had been contracting for 10 years. Due to the exchange rate, I've gained 220,000 yen, but do I need to file a tax return? 39:12 I want to start a side job as a web writer, but is an 8GB MacBook Air okay? 39:50 A few years ago, the Rakuten Mobile phone app was cutting out, but has it been improved now? 41:11 The president knows everything, so I can't help but ask questions41:27 └🦁I didn't know that miso soup had dashi in it42:10 I cut my losses on a poisonous mushroom that I received monthly as a dividend. I'm down 250,000 yen, but should I file a tax return? 43:26 Even if you cancel your variable insurance now, you will still be in the black due to the effects of the exchange rate. If you wait until maturity in three years, the return rate will likely exceed 100% and even increase, so would it be better to wait until maturity? 44:55 The variable mortgage interest rate has risen from 0.625% to 0.775%, so should you consider refinancing? 46:13 🦁People who are in a situation where they are panicking because of the increase in variable interest rates are borrowing too much. 50:24 [Book "Revised Edition: Money University" P.164] 🦁Don't make "interest rates" your enemy! 56:05 I don't have a MacBook, but should I join Libercity before buying one? 58:02 Can investing be a side job? 59:12 I have about 5 million yen in unrealized gains from the investment trusts I had saved up in my general account. Is there a chat on Libercity that will teach me how to file tax returns? 1:04:40 └ It would be better for users if employees of public institutions had more leeway1:06:27 I would like to use the NISA growth investment limit, but I'm not sure which stocks to invest in1:08:37 How should I behave with people in organizations? 1:09:53 Do you only have securities accounts with Rakuten and SBI? 1:11:04 I'm going to the Legal Affairs Bureau for advice, but I'm worried that they'll treat me coldly1:12:24 Up to what age are small children who need life insurance? 1:17:19 [Book "Revised Edition: Money University", p. 40] 🦁 Let's properly review insurance1:18:28 └ Understand the role of insurance correctly1:23:17 └ Only three private insurances are necessary1:26:05 └ Seven risks covered by social insurance1:30:06 Should I get a lawyer's special clause on my car insurance? 1:32:19 Are books easy to read even in digital form? 1:32:35 - 1:33:57 Throat Care Time1:35:11 There are cases where insurance companies cannot intervene, so isn't a lawyer's special clause absolutely necessary? 1:37:32 [Book "Money University Revised Edition" P.10] 🦁 Voices of readers who have read the book "Money University"1:43:03 [Survey] Did you buy the paper or electronic version of the book "Money University Revised Edition"? 1:43:35 [Liberity] Can you purchase the household management guidebook even if you are a free trial member? 1:44:01 [Book "Money University Revised Edition" P.304] 🦁 Questions for the President! 30 Q&As in a row1:44:38 └ Do ​​you have any recommendations for home landlines? 1:46:39 └ Do ​​you have any recommendations for personal and property damage insurance (bicycle insurance)? 1:48:25 └ What about variable insurance? There are some good ones out there, right? 1:49:47 └Is it okay to get insurance to receive advanced medical treatment? 1:50:46 └Are there any deals that people don't know about? 1:52:30 └Do I need to have a separate savings account for payoff? 1:53:51 🦁It's also good to do it in a classroom style while bringing out the textbook▼Notes about the live show※The live show will disappear in 48 hours and will be available only on Libercity after that※Creation and distribution of clipping channels is not permitted. For more information, please see https://liberaluni.com/faq#10YouTube ━━━━━━━━━━━━━ 【Related materials】 ▼Books by both presidents A book that will help you acquire the "5 powers" to never be short of money! "Revised Edition: University of Money: Gaining True Freedom" Amazon https://af.moshimo.com/af/c/click?a_i... Rakuten https://books.rakuten.co.jp/rb/18041936/ [Related Videos] [Repeat] [Some Religions Prohibit It] A Detailed Explanation of the Power of Interest Rates [Money Study Beginner's Edition]: (Animated Video) Episode 20 • [Repeat] [Some Religions Prohibit It] A Detailed Explanation of the Power of Interest Rates [Money Study Beginner's Edition]: (Animated Video) Episode 165 • [Repeat] [Debt] Of all the different types of debt, only a "home loan" is acceptable.... [You'll Regret It Someday] What is the Biggest Disadvantage of Not Wanting to Get Succeeded? [Earning Money in Practice]: (Animated Video) Episode 79 • [You'll Regret It Someday] What is the Biggest Disadvantage of Not Wanting to Get Succeeded? [Earning Money in Practice]: (Animated Video) Episode 133 [Is Paying More than 5,000 Yen Too Much? 】Three recommended insurance plans that you really need【Money studies beginner's edition】 • No. 133【Is paying more than 5,000 yen too much? 】Three recommended insurance plans that you really need... How to get cheaper car insurance! A smart way to avoid losses ~Why it's better to remove vehicle insurance~【Explained in manga】 • How to get cheaper car insurance! How to make smart choices so you don't lose out - It's better to remove vehicle insurance... #57 [Making a huge profit from the believer business] The real reason why the president continues to post on YOUTUBE [Principles of life] • #57 [Making a huge profit from the believer business] The real reason why the president continues to post on YOUTUBE... ━━━━━━━━━━━━━━ ▼At Libere University, we have set up a gift receipt office in response to requests from people who want to send letters, etc. to the president.Liberal Arts University Gift Receipt Office, 305 Yasuda Building, 1-3 Tsuruno-cho, Kita-ku, Osaka City, Osaka Prefecture 530-0014━━━━━━━━━━━━━ ▼List of Libere University recommended serviceshttps://liberaluni.com/recommended-se... ▼List of Libere University recommended bookshttps://liberaluni.com/recommended-books ▼List of things the president is doinghttps://site.libecity.com/libe-list ━━━━━━━━━━━━━ [Liberty University affiliated group company] ◆ Tax consultations and advisory contracts available for individual cases [Liberty University Tax Accountants Corporation] https://site.libecity.com/content/lib... ◆ Building a home without financial mistakes [Liberty Construction Company] https://libe-home.com/ ◆ If you're looking to rent a room [Liberty Real Estate] https://libe-estate.com/ ◆ Safe and smart moving [Liberty Moving Center] https://libe-moving.com/ ◆ For those who want both work time and free time [Liberty University Online Secretary] https://libe-assistant.com/ ━━━━━━━━━━━━━━━ ▼ Start by checking out the videos in this list Money Studies Beginner's Edition - First-time users start here - • 💵 Money Studies - Beginner's Edition - First-time users start here *As an Amazon Associate, Ryogakukan Liberal Arts University earns income from qualifying sales.