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In the 19th episode of the Gold Standard, financial scientist and investor Tarvo Vaarmets will be visiting. We will talk about Tarvo's most important research papers, behavioral finance and the main emotions and thought patterns that cause investors to lose money in the markets. We also discuss whether money makes you happy and why balance between finances and work and the rest of your life is important. The program also talks about the current state of the Estonian economy, monetary policy and tax increases.