* Due to scheduling issues, today's (9/2) broadcast time has been changed to 10:10 PM. We ask for your understanding. Thank you. A society where stock and coin crazes are in full swing. As the low interest rate policy continued with the spread of COVID-19, many young people in their 20s and 30s fell into the trap of making a quick buck, shouting "Young-geul" and "Debt-too." And as the unprecedented downturn and interest rate hikes continued in the first half of this year, those who could not handle their snowballing debts are being driven to the edge. The investment market for young people, which had been growing steadily, has now become a huge social issue that cannot be dealt with. This week's "Straight" will highlight the young people of today who have been swept by the "Debt-too" craze and examine the problems in the investment market. ■ The Youth of 2030 in Peril A mother asked the "Straight" production team for help. She said that she only recently found out that her son had taken on a huge amount of debt to invest in virtual assets. The house that the son used as collateral to borrow over 200 million won was an inheritance purchased with the husband’s death insurance. Now, only 23 years old, the father’s last gift for his son’s future disappeared overnight. Another young man, Mr. A, complaining of suffering from investment debt. Mr. A, who works as an engineer at a large company, said that he made a profit of up to 2.5 billion won by starting coin futures trading last year. Just then, when he was full of hope, signing a contract for an expensive imported car and going on a trip to Europe, the Luna Coin incident broke out. The billions of won that he had never even touched came back as a huge debt. To pay off the debt, Mr. A started a side job as a fitness trainer after work, and is preparing to retire from his main job. He is using his retirement money as capital to jump back into investing. These are people who bet their lives by accumulating money that they cannot take responsibility for at a young age. Why can’t young people stop speculating like this with no tomorrow? “Structure-wise, it doesn’t make sense. The monthly salary is less than 3 million won, but even if you tighten your belt all year long and save for 10 years, it’s only 300 million won. Even if both of you earn money, you can’t even buy a house in Seoul, so you’re thinking about how to live off of stocks or coins.” Interview with a 26-year-old virtual asset investor “Honestly, the people working looked a bit pathetic. Why do they stay at the company and work hard just to earn more? If they just invested well, they could make a few million won a day.” Interview with a 29-year-old virtual asset investor ■ Some investments are ‘gambling’ Investing continues even when family relationships break down and you lose your job. Experts say that symptoms of excessive investment immersion should be classified as an addiction like ‘gambling’ and treated. The process of becoming indiscriminately addicted to investing and the symptoms of addiction are very similar to gambling. However, ‘investment addiction’ still does not have a social mechanism like alcohol or gambling problems, so it is difficult to recognize the symptoms on your own, and it is not easy to lead to treatment. 《Sisa Direct》 directly diagnosed the condition of the young people we met while reporting by asking a specialist. What is the extent of their addiction? Can we save those who complain of pain and cannot escape from investing? “People who are excessively impulsive, stimulated by dopamine, and too biased have a heated reward circuit. Their prefrontal cortex is gradually distorted and deformed to fit their desires.” - Park Jong-seok, a psychiatrist - ■ A society that recommends investment - What led them to ‘debt investment’? According to the Seoul Rehabilitation Court, the proportion of people in their 20s and 30s among personal rehabilitation applicants eventually exceeded half in July. In response, the Financial Services Commission announced a special youth program to forgive some of the interest on young people’s debts. Those who did not invest or have faithfully paid off their livelihood debt responded negatively, saying, “The unfair debt investment forgiveness system is morally lax.” However, the argument that the older generation should accept the reality that the foundation of the young generation is collapsing leaves many implications. A simple search on SNS or websites will provide you with a ton of information about investing. They will introduce information about how to jump into high-risk products with small amounts of capital through loans, while tempting you with fancy imported cars or luxurious penthouses. The provocative information that spreads without any restrictions is especially fatal to the 2030 generation, who have easy access to communities and no experience in economic activity. The investment m