How to use money on FOP. How to correctly accept money to the FOP account, how to withdraw it? What are the sanctions and basic rules - we will consider everything in this video. Greetings! Today I want to consider the main nuances of using a FOP account and give useful tips for entrepreneurs so that you do not get into trouble later... More videos on this topic: ???? Everything for a FOP - a beginner → • Everything for a FOP - a beginner ⚠️ How to open... ???? FOP registration online through DIA → • FOP registration online in Diya 2023 ???? By... ???? How to add KVED → • KVED on FOP ???? How to choose? How to add? ???? 0:00 — Introduction #Done ???? 0:29 — What is a FOP account? ???? 01:06 — Is it possible NOT to open an account? ???? 01:47 — Accounts in several banks at the same time ???? 02:12 — How to receive funds? ???? 03:58 — Payment systems and FOP ???? 04:56 — Personal card payments ???? 05:55 — How to spend funds? ???? 08:45 — Restrictions on withdrawing funds ???? 09:20 — When can you withdraw funds? ???? 09:33 — How to send funds to the card? ???? 09:57 — How to withdraw cash? ???? 10:39 — How to top up the FOP account? ???? 11:29 — Foreign currency funds for FOP? ???? 12:21 — Subscribe to the channel ❗️ Accountant consultation for 50 hryvnias in Telegram — https://t.me/Zrobleno_bot ???? Call — 0443334032 ???? Read the Telegram channel — https://t.me/Zrobleno_buhgalter ???? Rate Instagram — / zrobleno_buhgalter ????????‍???? Click on the site - https://zrobleno.com/ So, what is a FOP account? In simple words, this is an account that is opened specifically for the FOP and to which payments from your customers are received. If the topic of choosing an account for FOP is relevant for you - write in the comments, I will shoot a separate detailed video on what criteria to choose an account and how to open it. Also, don't forget to subscribe to the channel so you don't miss important news for FOP and business in general. In which case you can not open an account: Opening an account for FOP is NOT mandatory. For example, if you plan to accept only cash, you are engaged in trade in the market, or you provide hairdressing services at home, or you have a small shop in the village, then you can not open a FOP account at all. Or, if you have registered an FOP, but plan to start activity only after some time. Then you can also not open an account right away, but do it when you start your business. Is it possible to open a FOP account in several banks? Yes, why not? You can open a FOP account at least in all banks. There are no restrictions here. The main thing is to indicate all the income received by the FOP in all banks when submitting the report. How to accept money for FOP? If you have an offline trade in goods, you can install a POS terminal through which customers will pay with payment cards, smartphones using PayPass. If you have an online store, you can set up online acquiring on the website and when you click the "BUY" button, the funds will be credited to your FOP account. Do not forget that in both of these cases you must have a PRO installed. If you independently issue invoices to customers for payment for your services or goods, then you need to be very careful here. Because when the client makes a payment, he needs to specify the purpose of the payment, and the purpose of the payment must clearly state what the transfer is for. And if you are a web developer, and you received a payment for a bicycle, the tax office may have questions here. The tax office has the right to count this income as on the General system and impose a 19.5% tax on it. If the payment was received without a purpose, this is not a violation, but if you, as a business owner, will have questions from the tax office: what did these funds go for, then it will be very difficult to explain and prove that these funds went according to the documents that you have . Foreign payment systems and the establishment of funds for FOP: We already have a large video on the channel about payment systems, you can watch it here. Wise and Payoneer are international payment systems, and therefore the accounts opened in the specified system are not considered accounts, so the tax authorities do not see them like your FOP account in Ukraine. If you decided to make extra money on upwork, received 1000 dollars on Payoneer and want to show this amount - you need to transfer these funds to your FOP account. Next, transfer the currency to the hryvnia and use it, or save it in the FOP account in Dollars/Euros, but I will tell you about the nuances a little later. Is it possible to accept funds on a personal card after registration of the FOP? - The tax is in no way related to your personal cards. She sees only the accounts opened at the FOP. Your personal accounts are your personal accounts and whether or not you have an FOP is irrelevant. But, if you conduct business and receive non-cash funds on a personal card, then you cannot do