[Correction and Apology] <10:21~> There was an error in the description of the failure rate, so we will correct it. ■ Incorrect: Lower than the average of 30.7% ■ Correct: Higher than the average of 30.7% ----------------------------------- This video contains advertisements and promotions, and the links in this description section contain affiliate links. ◆The most recommended securities account for those starting to invest for the first time [SBI Securities] https://h.accesstrade.net/sp/cc?rk=01... ✓The largest and No. 1 in share of domestic individual stock trading ✓Trading fees are among the lowest in the industry ✓One of the widest selections of investment products in the industry ✓No account opening or management fees "Liberal Uni Blog: Explaining the account opening procedures at SBI Securities" https://liberaluni.com/sbiopen181205 ◆A recommended securities account that is easy to use even for beginners [Rakuten Securities] https://h.accesstrade.net/sp/cc?rk=01... ✓You can invest with Rakuten Points ✓Fees are among the lowest in the industry and can be paid with Rakuten Points ✓Up to 0.5% points return if you use Rakuten Cash to pay for investment trust savings ✓No account opening or management fees "Liberal Uni Blog: A thorough explanation of how to open a Rakuten Securities account and the steps to start savings investment! 』 https://liberaluni.com/rakutenopen181206 --------------------------------------- 00:00 intro 00:16 Today's topic: Does the 4% withdrawal work for "global stocks"? Explained02:01 What is the 4% rule? [A quick review]05:48 Does the 4% rule work for global stocks?10:51 Three reasons why you don't need to be scared if the 4% rule doesn't work for global stocks11:13 └① In the first place, even the 4% rule based on the S&P 500 has many variables13:42 └② In any case, the past does not guarantee the future17:30 └③ The total return of global stocks has historically exceeded 4%20:07 Summary: The secret to surviving easily in a capitalist society is to "convert the money earned from work into capital." --------------------------------------- ▼Online community "Liber City" https://site.libecity.com/join ▼Liberal Uni blog [FIRE worries] Explains whether "withdrawing 4% into global stocks" instead of US stocks is viable https://liberaluni.com/fire-all-country ◆Tax consultations and advisory contracts are also available for individual cases [Liberal Uni Tax Accountants Firm] https://site.libecity.com/content/lib... ◆Building a home without making financial mistakes [Liberal Uni Construction] https://libe-home.com/ ◆If you're looking to rent a room [Liberal Uni Real Estate] https://libe-estate.com/ ★Liberal Uni has been published as a book! Amazon https://amzn.to/2VztyaF Rakuten https://books.rakuten.co.jp/rb/16310040/ --------------------------------------- [Books introduced in the video] "A Random Walk Down Wall Street" ▼Amazon https://af.moshimo.com/af/c/click?a_i... ▼Rakuten https://books.rakuten.co.jp/rb/15953805/ [Related materials] "The Sustainability of (Global) Withdrawal Strategies" (SSRN) https://papers.ssrn.com/sol3/papers.c... "The Trinity Study And Portfolio Success Rates (Updated To 2018)" (Forbes) https://www.forbes.com/sites/wadepfau... "Credit Suisse Global Investment Returns Yearbook 2022" (Credit Suisse) https://www.credit-suisse.com/about-u... "Are Global Equities Effective as an Asset Class?" (NLI Research Institute) https://www.nli-research.co.jp/files/... "2023 Long-Term Capital Market Assumptions" (JPMorgan) https://am.jpmorgan.com/content/dam/j... [Related videos] [Revised version] Explaining the new "hands-off investment technique" [Stock investment edition]: (Animated video) Episode 292 • [Revised version] Explaining the new "hands-off investment technique" [Stock investment edition]: (Animated... ---------------------------------------- ▼Video material creation tool "MindMeister" https://www.mindmeister.com/?r=571381 ---------------------------------------- ▼List of Liberaluni recommended services https://liberaluni.com/recommended-se... ▼List of Liberaluni recommended books https://liberaluni.com/recommended-books ---------------------------------------- ◆twitter / freelife_blog ◆Instagram / freelife_blog ◆Official LINE account of both presidents https://lin.ee/gsTRDUv ◆Official blog https://liberaluni.com/ ---------------------------------------- ~First, check out the videos in this list~ Money studies beginner's edition -If you're new to this, start here- • ????Money studies -Beginner's edition-If you're new to this, click here ---------------------------------------- ~Five skills necessary to become rich~ [Save] - Cultivate the ability to reduce spending • ???? Save - Cultivate the ability to reduce spending - [Earn] - Cultivate the ability to increase income - • ???? Earn - C