[Correction and Apology] <10:21~> There was an error in the description of the failure rate, so we will correct it. ■ Incorrect: Lower than the average of 30.7% ■ Correct: Higher than the average of 30.7% ----------------------------------- This video contains advertisements and promotions, and the links in this description section contain affiliate links. ◆The most recommended securities account for those starting to invest for the first time [SBI Securities] https://h.accesstrade.net/sp/cc?rk=01... ✓The largest and No. 1 in share of domestic individual stock trading ✓Trading fees are among the lowest in the industry ✓One of the widest selections of investment products in the industry ✓No account opening or management fees "Liberal Uni Blog: Explaining the account opening procedures at SBI Securities" https://liberaluni.com/sbiopen181205 ◆A recommended securities account that is easy to use even for beginners [Rakuten Securities] https://h.accesstrade.net/sp/cc?rk=01... ✓You can invest with Rakuten Points ✓Fees are among the lowest in the industry and can be paid with Rakuten Points ✓Up to 0.5% points return if you use Rakuten Cash to pay for investment trust savings ✓No account opening or management fees "Liberal Uni Blog: A thorough explanation of how to open a Rakuten Securities account and the steps to start savings investment! 』 https://liberaluni.com/rakutenopen181206 --------------------------------------- 00:00 intro 00:16 Today's topic: Does the 4% withdrawal work for "global stocks"? Explained02:01 What is the 4% rule? [A quick review]05:48 Does the 4% rule work for global stocks?10:51 Three reasons why you don't need to be scared if the 4% rule doesn't work for global stocks11:13 └① In the first place, even the 4% rule based on the S&P 500 has many variables13:42 └② In any case, the past does not guarantee the future17:30 └③ The total return of global stocks has historically exceeded 4%20:07 Summary: The secret to surviving easily in a capitalist society is to "convert the money earned from work into capital." --------------------------------------- ▼Online community "Liber City" https://site.libecity.com/join ▼Liberal Uni blog [FIRE worries] Explains whether "withdrawing 4% into global stocks" instead of US stocks is viable https://liberaluni.com/fire-all-country ◆Tax consultations and advisory contracts are also available for individual cases [Liberal Uni Tax Accountants Firm] https://site.libecity.com/content/lib... ◆Building a home without making financial mistakes [Liberal Uni Construction] https://libe-home.com/ ◆If you're looking to rent a room [Liberal Uni Real Estate] https://libe-estate.com/ ★Liberal Uni has been published as a book! Amazon https://amzn.to/2VztyaF Rakuten https://books.rakuten.co.jp/rb/16310040/ --------------------------------------- [Books introduced in the video] "A Random Walk Down Wall Street" ▼Amazon https://af.moshimo.com/af/c/click?a_i... ▼Rakuten https://books.rakuten.co.jp/rb/15953805/ [Related materials] "The Sustainability of (Global) Withdrawal Strategies" (SSRN) https://papers.ssrn.com/sol3/papers.c... "The Trinity Study And Portfolio Success Rates (Updated To 2018)" (Forbes) https://www.forbes.com/sites/wadepfau... "Credit Suisse Global Investment Returns Yearbook 2022" (Credit Suisse) https://www.credit-suisse.com/about-u... "Are Global Equities Effective as an Asset Class?" (NLI Research Institute) https://www.nli-research.co.jp/files/... "2023 Long-Term Capital Market Assumptions" (JPMorgan) https://am.jpmorgan.com/content/dam/j... [Related videos] [Revised version] Explaining the new "hands-off investment technique" [Stock investment edition]: (Animated video) Episode 292 • [Revised version] Explaining the new "hands-off investment technique" [Stock investment edition]: (Animated... ---------------------------------------- ▼Video material creation tool "MindMeister" https://www.mindmeister.com/?r=571381 ---------------------------------------- ▼List of Liberaluni recommended services https://liberaluni.com/recommended-se... ▼List of Liberaluni recommended books https://liberaluni.com/recommended-books ---------------------------------------- ◆twitter / freelife_blog ◆Instagram / freelife_blog ◆Official LINE account of both presidents https://lin.ee/gsTRDUv ◆Official blog https://liberaluni.com/ ---------------------------------------- ~First, check out the videos in this list~ Money studies beginner's edition -If you're new to this, start here- • 💵Money studies -Beginner's edition-If you're new to this, click here ---------------------------------------- ~Five skills necessary to become rich~ [Save] - Cultivate the ability to reduce spending • 💰 Save - Cultivate the ability to reduce spending - [Earn] - Cultivate the ability to increase income - • 💵 Earn - Cultivate the ability to increase income - [Increase] - Cultivate the ability to increase assets - • 💪 Increase - Cultivate the ability to increase assets - [Protect] - Cultivate the ability to prevent assets from decreasing - • 🛡Protect - Cultivate the ability to prevent assets from decreasing - [Spend] - Cultivate the ability to spend money on things that increase your satisfaction- • 💵 Spend - How to spend money wisely - ---------------------------------------- ◆President's profile ・Started a business when he was in high school, and has over 20 years of entrepreneurial experience. ・Now that he has achieved financial freedom, he has started sharing "financial knowledge" with his friends on YouTube and social media. ▼For more information, please watch the related videos in the President's profile. [Life goals] Explaining what the President means when he says "I don't need money" • [Life goals] Explaining what the President means when he says "I don't need money" [Philosophy of life]:... The result of buying "money trees" for over 10 years [For some reason, no one does it] • The result of buying "money trees" for over 10 years [For some reason, no one does it] [Philosophy of life]:... [Which is the most important thing?] Money, skills, morals, love - the story of a president who is missing one thing • [Which is the most important thing? 】Money, skills, morals, love... The president is lacking in one thing... How the president made money as a student • Part 8: How the president made money as a student [Earning money in practice] ▼Please send your opinions and questions to the president here: https://forms.gle/LcZ4cJGb9ii3VaWL6 *As an Amazon associate, Ryogakucho Liberal Arts University earns income from qualified sales. ---------------------------------------- #Ryogakucho#LiberalUniversity#LiberalArtsUniversity#Money#Anime