EVOLUTION OF ABUSIVE WORK: How to calculate?
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There are many people who bought a property off-plan and are losing sleep over the progress of the construction. When real estate agents mention this progress, they usually refer to it as a small installment that gradually increases and reaches a maximum of 80% 90% of the value of the full installment. However, this is not what we are seeing today. It is common to receive complaints from customers who took out a mortgage and who, during the construction phase, are paying a larger installment than the contractual installment. I recently made this video: WHAT IS THE LIMIT FOR THE INTEREST INSTALLMENT ON CONSTRUCTION? - • WHAT IS THE LIMIT FOR THE INTEREST INSTALLMENT ON ... And some people asked me to go into more detail on the subject, explaining in practice how Caixa currently charges the interest installment on construction. So I decided to record this video, where I take a real contract and show not only how the construction fee is calculated in Caixa's housing loans. In addition to introducing the big villain of the moment: the TR, I also show the impact of the TR on your housing contract. If you are a real estate agent and your clients need a mortgage loan to make a purchase, it is your obligation to understand all the steps of the process so that you can transmit the necessary information so that the purchase can be made safely. And if before you had nowhere to turn, your problems are over. I have spared no details so that you have the maximum understanding on the subject and can explain to your client once and for all how the payment for the progress of the work will work. ______ 00:00 - Property on the Plan: Dream or Nightmare? 01:08 - Clients blame Real Estate Agents 02:30 - 05 Points about the progress of the work 04:30 - Calculating the effective monthly rate 07:07 - Real Housing Contract 11:50 - How to calculate the progress of the work 28:30 - What is the limit of the progress of the work 34:55 - The Danger of TR 38:00 - Is Interest on the Work the best option? 43:20 - Why didn't old contracts have this problem? 48:35 - What does a Real Estate Agent need to know? ____ I'm Audelice Queros, CEO of Haus Credi. I answer all comments daily, so leave your question and I'll be happy to help you. And if you want me to record a video about a specific subject, use the hashtag #hausponde. Look for @Hauscredi on Instagram too.
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