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This episode is brought to you in partnership with Trade Republic. 🤝 In this new episode, I welcome Matthias Baccino, Europe Director of Trade Republic, a German bank and a new generation pan-European savings platform, which has more than 4M savings clients across Europe. A former repentant trader, Matthias devotes his life to educating people about money and denouncing the practices of the traditional European banking system. So on the program: 👉 Why does he think that life insurance and PER are the worst savings products that exist? 👉 Why are our current accounts not remunerated when they should be? 👉 And what solutions do we have left as savers to finance our retirement without depending on the State? 👉 What are the issues behind the construction of a capital markets union in Europe? 👉 What room for maneuver do governments have over purchasing power? 👉 Have the business community clearly expressed a preference for one candidate bloc over another? On that note, I'll leave you in our company. Enjoy listening! ✨ Find Trade Republic on https://traderepublic.com/fr-fr 🚀 Instagram: / richissimepodcast 🚀 Tiktok: / richissimepodcast 🚀 All my offers: https://linktr.ee/richissime Chapters 00:00:00 - Introduction 00:03:51 - The problems of the financial industry 00:13:21 - The impact of dormant money and annual fees imposed by the banking and insurance industry 00:22:36 - Political concerns about citizens' savings and investment 00:39:51 - The problem of pensions 00:54:21 - The impact of the French economy on companies and international markets 01:01:36 - What about the next legislative elections?