Dismemberment: what is it? - Wealth management ⚙????????

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Jean Bergue - Apprenez à gérer votre patrimoine

Published on Jun 7, 2019
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Hello everyone, Welcome to the channel to learn how to manage your assets. This video is here to introduce a subject that is very important and that may seem complex: dismemberment, that is to say the separation of a property into usufruct and bare ownership. Don't worry, it's much simpler than it seems. The ownership of a property is separated into 3 elements: Usus = right of use Fructus = right to benefit from the fruits (for example rent) Abusus = right to dispose of the property In France, we consider that usus and fructus form the usufruct and abusus forms the bare ownership. The simplest being an example, if you dismember a property: The owner of the usufruct will be able to occupy or rent the property (benefit from the rents) but he will not be able to sell it. The owner of the bare ownership will only be able to benefit from the use at the end of the usufruct (death of the usufructuary or end of the usufruct) Dismemberment is very often used in the following cases: Donation Succession Acquisition of a real estate property SCI If you are in one of these cases, do not hesitate and watch this video. Enjoy it!

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