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We are starting the 3rd season of the #FreedomTalksKZ podcast The topic of the 1st episode is relevant for all car enthusiasts... And in general for citizens who want to protect their property and themselves from financial losses - say, insure an apartment. 🎙️ Invited expert: Azamat Kerimbayev @kerimbayev.online, Chairman of the Board of Freedom Insurance 🎙️ Host: Timur Turlov @timurturlov, CEO Freedom Holding Corp. 🎙️ Moderator: Rakhim Oshakbayev @oshakbayev, economist, director of the TALAP Applied Research Center. You will learn: ✅ How artificial intelligence helps a new generation insurance company; ✅ Is it true that in 99% of cases, insurance company clients are right; ✅ What is “subscription insurance”... And much more. Enjoy watching! 0:00 - Greeting 0:27 - Freedom Insurance's successes. Growth Drivers 4:58 - Digital Auto Insurance and Other Digital Products by Freedom Insurance 8:36 - How the dtp.kz service works. Europrotocol 15:37 - What innovations are in the auto insurance market. Fraud risks, artificial intelligence, insurance scoring 35:13 - How insurance compensation works 44:29 - Other innovations in the insurance sector. Corporate insurance. Earthquake property insurance 1:02:05 - Why people don't voluntarily buy insurance. Life insurance 1:09:45 - The problem of compulsory medical insurance and voluntary medical insurance in Kazakhstan