If you want to learn more about the asset allocation strategy, how it works and its main benefits, then this video is for you. Join the 2nd Asset Allocation Workshop now: http://clubedovalor.com.br/2o-worksho... In this video, I will introduce you to this incredible, wonderful, revolutionary investment strategy of... Asset allocation. In general terms, asset allocation means designing an “ideal” investment portfolio for your investor profile and financial goals. By “designing a portfolio”, I mean deciding what would be the best asset composition divided by asset classes. And the asset allocation strategy consists of doing exactly that: First, you design an “ideal portfolio”, like the one I put on the screen at the beginning of the video. Then, you decide which assets to invest behind each asset class. Then, you make your investments and start monitoring this portfolio monthly. Finally, from time to time, you rebalance, which is nothing more than selling and buying assets in order to always bring your portfolio to the ideal composition. Now let's understand the 5 main benefits of the asset allocation strategy! 1. RISK REDUCTION The asset allocation strategy was created to reduce the risks of an investment portfolio. After all, in an environment where the search for return is the main focus of 9 out of 10 investors, many end up underestimating the role of risk. And this role is important. After all, it is only by minimizing risks that you will prevent your portfolio from going through periods of major declines. Always remember: the greater the decline your portfolio suffers, the more it will have to appreciate later to return to its original level. And the asset allocation strategy serves precisely to prevent large-scale declines in your portfolio. It does this through diversification, which is one of its main pillars. But we will talk more about this soon. 2. COST REDUCTION Reducing costs = increasing returns. After all, investment costs have a direct impact on your asset portfolio. For example: think of an investment fund that charges a rate of 1% per year. If your asset portfolio appreciates 10% in a given year, your shares will appreciate only 8.91% (the formula is 1.10/1.01 - 1 x 100). The fact is: theoretically, the fewer costs you incur with your investments, the greater your returns will be. Period. 3. EASE OF UNDERSTANDING AND MASTERING You don't need to be an investment expert to learn how to apply the asset allocation strategy. In fact, you can learn it even if you've never invested on your own. And I'll go further: perhaps not being an expert can even be a great advantage for you. After all, this way you avoid suffering from the harm caused by overconfidence. Of course, those who already have some prior knowledge about how to invest will have a little more ease. But the asset allocation strategy is simple to understand and easy to apply. Just follow the step-by-step instructions correctly. 4. LESS TIME FOLLOWING THE MARKET This point is doubly beneficial. First, because if you “free” yourself from having to follow the day-to-day of the financial market, you gain much more time in your life. Second, because by following fewer websites specialized in finance and companies that sell financial reports to support themselves, you end up reducing the stress and anxiety of carrying out operations. And, as we have already seen, the more operations you carry out, the higher your costs will be. And, the higher your costs, the lower your returns will be. Notice how everything starts to intertwine… 5. GREATER CLARITY IN THE ACTIONS TO BE TAKEN Buy or sell? Hold an asset or reduce your position? What should I do if my NTN-B depreciates by 10%? Well… All these questions are answered immediately if you follow the asset allocation strategy. And all this without you suffering from emotional biases in your decision-making. This is because this powerful strategy provides a lot of clarity of action. With it, you will always know when to buy and when to sell any asset. ************************************************************** Did you like the content? Then give it a like and subscribe to the channel! Do you want to know how we can help you change your financial life once and for all? Just fill out our simulator: https://clubedovalor.com.br/converse-... ************************************************************** Follow Clube do Valor on social media: / clubedovalor / clube.do.valor