Please save me -------------------------------------- Camera Gopro12 Galaxy S21 Ultra -------------------------------------- Background music Jahzzar - Memories • Jahzzar - Memories Jahzzar - Phone call • Jahzzar - Phone call Jahzzar - Shine • Jahzzar - Shine Jahzzar - Stars • Jahzzar - Stars -------------------------------------- #Includes paid advertising Please note ᆞAnnual fee is 20,000 won for domestic use only, international use (AMEX, MASTER) ᆞWhen paying overseas with Trip to Loca, a promotional 3.5% discount on the payment date is applied. ᆞOverseas payment promotion period: ~ '24. 6. 30 ᆞWhen using the promotion period, benefits are provided without the previous month's performance or discount limit. ᆞPlease check the product description for exclusions from discount application. ᆞBenefits are provided based on merchants and industries registered with Lotte Card. ᆞPlease check the financial product description and terms and conditions before signing a contract. ᆞIn cases where credit card issuance is inappropriate (e.g. low personal credit score), card issuance may be restricted. · The card usage fee and all associated fees must be repaid by the specified payment date. · Financial consumers have the right to receive an explanation of the relevant product or service in accordance with Article 19, Paragraph 1 of the Financial Consumer Protection Act. ᆞT-Club events are on-site discounts, and discount methods can be checked at www.triptoworld.co.kr. ᆞIn the event of overlapping payment date discount benefits from other Lotte Card events, only the benefit with the larger discount amount will be provided. ᆞTravel Wallet Co., Ltd. acts as an agent and broker for Lotte Card Co., Ltd.'s credit card member recruitment business. ᆞTravel Wallet Co., Ltd. acts as an agent and broker for multiple financial companies. ᆞTravel Wallet Co., Ltd. does not have the authority to conclude contracts for Lotte Card Co., Ltd.'s financial products. ᆞTravel Wallet Co., Ltd. is a financial product sales agent and broker that has entered into a consignment contract with Lotte Card Co., Ltd. in accordance with financial laws. ᆞWhen making overseas direct purchase payments, if you pay with simple payment (PG company) instead of overseas merchant payment, the domestic merchant discount rate of 1.2% will be applied. ᆞWhen using overseas (including overseas site transactions), the transaction amount in USD is subject to the first announced telegraphic transfer selling rate (Woori Bank) on the date of receipt, and then the international brand fee (MASTER 1%, AMEX 1.4%) charged by the international brand company and the overseas service fee (credit 0.2%) charged by Lotte Card are included in the discount applied to the billing amount in KRW. ᆞPlease check the back of the product description for more details. ᆞThis event may be terminated or changed without prior notice depending on the circumstances of Lotte Card or its affiliates. ᆞFor more information about the event, please contact Lotte Card Customer Center (1588-8100). ※ Delinquent interest rate: Agreeable interest rate by member/product + maximum 3%, within the maximum statutory interest rate (20% per annum). However, if there is no agreeable interest rate at the time of delinquency, the agreeable interest rate is applied as follows. In case of delinquent lump-sum transaction: Interest-bearing installment rate for the minimum period (2 months) at the time of transaction In case of delinquent interest-free installment transaction: Interest-bearing installment rate for the same installment contract period at the time of transaction ※ If your credit card usage is excessive compared to your repayment ability, your credit score may drop. ※ If your personal credit score drops, you may incur disadvantages related to financial transactions. ※ If you are delinquent on the principal and interest for a certain period, you may be obligated to repay all principal and interest. ※ Compliance Supervisory Deliberation No. 2023-L00031 (2023.12.20~2024.12.19) ※ Credit Finance Association Deliberation No. 2024-C1h-00006 (2024.01.02 ~ 2025.01.01)