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A few days ago, I shared the story of Mark, my assistant. He is the person I had the opportunity to guide almost the entire journey of financial freedom, from the days when he was an intern until today, when he has just passed the milestone of financial independence. In today's episode, I will tell more details about Mark's story, through which I will use his own stories to share with you some of the mistakes that people often make about personal financial management, especially young people between the ages of 20 and 30. Hopefully, these shares will help make your financial journey less bumpy. Article about Mark: / 10159815832404734 . . . . . LINKS IN THE TALK: Episode 4 - Two lessons about investing: • Two lessons about investing Episode 5 - Journey to financial freedom: • Journey to financial freedom - Part 1 Episode 24 - Ikigai - How I found the meaning of my life: • Ikigai - How I found the meaning of my life... Episode 27 - My journey to investing in a $39 billion company: https://youtu.be/ Episode 31 - 9 personal financial mistakes when you're 30-40: • 9 personal financial mistakes when you're 30-40... Episode 34 - When you shouldn't invest: • When you shouldn't invest Episode 35 - Negative pressures and hard work: • Negative pressures and hard work Episode 53: Building a free life: • Building a free life Episode 70 - Values The true value of financial freedom: https://youtu.be/qQ-0nxZm0XY . . . . . HIEU TV WEBSITES: ???? Investment Course 2023 officially opens at: https://hieu.tv/khoahocdautu ???? HIEU TV Magazine (free): https://hieu.tv/tapchi ???? Document library (free): https://hieu.tv/thuvien ✍ Personal blog: https://ngochieu.com ???? Facebook: https://fb.com/ngochieu ???? Instagram: https://instagr.am/ngochieu ???? YouTube channel HIEU TV Clip: / hieutvclip . . . . . TABLE OF CONTENTS: 0:00 Intro 1:30 Introduction 3 mistakes in saving 4:04 Not tracking income and expenses 5:52 Bad debt, credit card debt 8:05 Relying on one source of income 3 mistakes in spending 11:13 Spending lavishly 13:27 Wasting on coffee, parties 15:40 Wrong strategy for love expenses 3 mistakes in investing 19:32 Not having capital ready to invest 21:05 Starting to invest too late 22:10 Not investing in yourself