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The age of 30-40 is when our lives have gradually stabilized. In terms of family, most of us have started a family and started having children. In terms of work, after a long time working and accumulating experience, this is the stage where we begin to have certain advancements in our work. Therefore, our income also begins to increase compared to the time of 20-30. But because of that, personal financial management skills become even more important. Especially at this time, financial management is not only for us but also affects those around us in the family. . . . . . LINKS IN THE TALK: Episode 5 - Journey to financial freedom - Part 1: • Journey to financial freedom - Part 1 Episode 12 - Minimalism - Minimalist life: • Minimalism - Minimalist life Episode 36 - Should I buy or rent a house? • Should I buy a house or rent a house? The announcement update page that I mentioned in the first part: https://www.hieu.tv/thongbao Information about the course: https://www.hieu.tv/khoahocdautu . . . . . . HIEU TV WEBSITES: ???? Investment Course 2023 officially opens at: https://hieu.tv/khoahocdautu ???? HIEU TV Magazine (free): https://hieu.tv/tapchi ???? Document library (free): https://hieu.tv/thuvien ✍ Personal blog: https://ngochieu.com ???? Facebook: https://fb.com/ngochieu ???? Instagram: https://instagr.am/ngochieu ???? YouTube channel HIEU TV Clip: / hieutvclip . . . . . TABLE OF CONTENTS: 0:00 - Intro 0:52 - Announcement 1:54 - Introduction 3:37 - No role assignment based on ability 7:04 - Afraid to talk about money 10:48 - No financial goals - 13:43 - Rent or buy a house? 16:31 - Choosing a house beyond your financial capacity 18:04 - Spending too much on children - 20:38 - No investment strategy 22:05 - Not saving for retirement 23:57 - No insurance