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How to make more money? You work really hard and never buy anything outrageously expensive, but it still seems like when it comes to money, you have some kind of curse on you. You live paycheck to paycheck and can't save enough to be able to buy everything you really want. News, friends: that curse is actually your own habits, which don't let you become rich! Let's see what you can do right now to change the situation for the better! Timestamps: You spend too much money on your phone 0:55 You engage in retail therapy 1:59 You treat your credit card like it's your own money 3:36 You don't plan vacations ahead of time 4:12 You pay for your subscription 4:55 You don't shop ahead of time 5:35 You don't join customer programs 6:27 You don't haggle 7:00 You never ask for advice 7:30 You leave the lights on 7:56 You spend money on bad habits 8:30 You drive to places you could walk to 9:06 You buy clothes that don't match your wardrobe 9:35 You start your day with a takeout coffee 10:17 You're out of money by the end of the month 10:44 Music: https://www.youtube.com/audiolibrary/... SUMMARY: Mobile companies love to make you long-term contracts with a bunch of small but significant penalties and limitations that you may not know about. You could be using too much data without even realising it, and when you go over your data limit, any excess costs you an arm and a leg. If you feel an uncontrolled urge to shop when you are stressed or depressed, it is time to stop and think for a moment. Credit cards are a great way to rack up debt, but it can be all too easy to use them irresponsibly. If your credit card is a source of income for you, it may be time to tear it up! Subscriptions to music and movie sites can be quite expensive. Often users have no idea that they are subscribed to paid services, as this happens automatically. There is nothing wrong with buying discounted merchandise in bulk – especially non-perishable food items that will last you a long time. Many companies offer discounts and bonuses to their regular customers, so it would be very foolish not to take advantage of their customer programs! We all know that smoking, drinking and eating junk food are bad habits for our health – this is nothing new. But if you're struggling with money, you should kick these bad habits in the ass! Be smart about your style and build your wardrobe with just a few pieces that can be combined with each other in different looks. Don't look down on thrift stores. A $2 latte on your way to work seems totally harmless, right? Well, the simple calculation of multiplying 2 by 300 work days a year gives you the amount of $600 spent on that morning pick-me-up. If you always run out of money before the pay date comes around, I have bad news for you, my friend. You're doing something wrong when it comes to your budget. Subscribe to GENIAL: https://goo.gl/EP7ZgR IDEAS IN 5 MINUTES: https://goo.gl/vU4j4N Facebook: / genialguru ---------------------------------------------------------------------------------------- For more videos and articles visit: https://www.genial.guru